Experience

Commerce State Bank

• United States
• Banking
• 1 - 100 Employee

• Portfolio Analyst

  • Sep 2015 - Present

  Responsible for assessing information, analyzing accounting information, and preparing loan recommendations for loan committee approval. Create commercial loan credit presentations in conjunction with Commercial Loan Officers including repayment analysis, industry comparisons, client financial trends, global cash flows, guarantor analysis and risk rating recommendations/validation. Obtain required loan documents from Loan Officers and clients. Provide support to Loan Officers maintain current client financial information and assist lenders in uploading financial documents, Accompany Loan Officers on customer calls. Show less



Wisconsin Bank & Trust, a division of HTLF Bank

• United States
• Banking
• 1 - 100 Employee

• Credit Analyst

  • Oct 2007 - Sep 2015

  Analyze creditworthiness and prepare loan presentations for new loan requests, existing loan renewals, annual reviews and monthly work-out updates and ALLL calculations. Communicate with Lenders and customers to obtain required financial information. Analyze financial statements using Baker Hill software, collateral values, cash flow, industry data and other pertinent information to assess creditworthiness, policy compliance and risk rating. Monitor Borrowing Base Certificates and loan covenants for compliance; prepare vendor analysis, order and review appraisals, run UCC searches, DFI searches, and credit bureau reports. Show less



Community Bank & Trust

• Commercial Loan Processor

  • Oct 2006 - Oct 2007

  Loan document preparation for Consumer and Commercial loans, audit loan files and prepare them for scanning, assist customers with loan related questions, reconcile and prepare report for insurance payments, process loan denials/withdrawals, and verify and input HMDA information. Loan document preparation for Consumer and Commercial loans, audit loan files and prepare them for scanning, assist customers with loan related questions, reconcile and prepare report for insurance payments, process loan denials/withdrawals, and verify and input HMDA information.



Kohler Credit Union

• Loan Processor

  • Sep 2004 - Oct 2006