Experience

HLE Nepal

• Nepal
• Outsourcing and Offshoring Consulting
• 1 - 100 Employee

• Credit Team Manager

  • Oct 2022 - Present

• Credit Analyst

  • Sep 2020 - Mar 2023

  • Evaluate credit worthiness by processing loan applications and documentation. This involves verifying employment information and documentation of Australian applicants.• Deal with the Australian banks and non-bank lenders.• Assess the credit situation and borrowing capacity by examining the client’s income, expenses, and liabilities.• Communicate with Business Development Managers to address the client's needs.• Determine all applicable ratios and metrics to ensure the proposal qualifies for approval.• Set up debt payment plans with features like redraw, offset, extra repayment facilities.• Provide clients with multiple lender recommendations and submit loan applications to meet their financial goals.• Update job knowledge on Australian credit lending policies, types of loans, direct/indirect lending products, and practices.• Comply with Best Interest duties and Responsible Lending Policy.


BRS Neupane & Co. Chartered Accountants
• Audit Apprentice

  • Mar 2017 - Feb 2020