Experience

The Harbor Bank of Maryland

• United States
• Banking
• 1 - 100 Employee

• AML /KYC Analyst

  • Jan 2019 - Present

  • Monitor, investigate, review and escalate KYC/ AML alerts for further investigation • Prepare well-written Suspicious Activity Reports (SARs) on suspect transactions • Work and contribute in a team-oriented and collaborative environment to improve the analytical and reporting processes. • Prepare well-written Suspicious Activity Reports (SARs) on suspect transactions. • Monitor transactions of assigned accounts to assess potential suspicious activity on the account, such as money laundering • Ensure compliance with Bank Secrecy Act Regulation's, Anti-Money Laundering related regulations, Office of Foreign Assets Control Regulations and USA PATRIOT Act Regulations. • Review system generated alerts, assess impact to AML processes, conduct research as required, and document results in written format. • Write suspicious activity reports, address sanctions alerts, and other applicable AML processes in accordance with regulatory expectations and departmental procedures. • Maintain current knowledge of laws, regulations, policies and procedures applicable to the job assignment. • Assist the AML Officer with onboarding new counterparties as well as managing external onboarding requests • Provide day-to-day support and oversight to the business on OFAC/sanctions issues. • Perform EDD activities at the direction of the AML officer Show less



UBL - United Bank Limited

• Pakistan
• Banking
• 700 & Above Employee

• Anti-Money Laundering Analyst

  • Dec 2016 - Jan 2019

  • Collaborated with AML officials to analyze transaction data and identify patterns and trends potentially indicative of unethical activity. • Kept comprehensive logs tracking compliance documents and tasks to contribute to achieving conformity with company policies and client expectations. • Participated in new client onboarding and contract renewal processes, conducting due diligence on contract performance and recommending adjustments to better meet client needs. • Identifies business customers who may be eligible for CTR reporting exemptions and refers the customer to the KYC Director for evaluation • Conduct appropriate levels of due diligence on accounts based on the customer's risk score. • Maintained records detailing current, prospective, and declined client profiles for further analysis and future reference in the negotiation of new contracts and new client intake. • Developed a comprehensive understanding of financial statements, enhancing opportunities to assess risk. • Monitored and maintained compliance with internal controls and government regulations. Show less