Azhar Abdul Wahab
Founder / Group CEO at PT Adiwisista Finansial Teknologi- Claim this Profile
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Bio
Experience
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PT Adiwisista Finansial Teknologi
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Indonesia
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Financial Services
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1 - 100 Employee
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Founder / Group CEO
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Nov 2018 - Present
Founded a fintech group to address the huge gap in financial inclusion in Indonesia. Danai.id is a peer-to-peer lending platform licensed and supervised by the Indonesian Financial Services Authority (OJK) that supports segment of society that is deprived of the mainstream financial services. Upholding industry best practice in credit risk management, Danai.id is out to innovate to ensure efficient financial services is available to all, not just a select few. Founded a fintech group to address the huge gap in financial inclusion in Indonesia. Danai.id is a peer-to-peer lending platform licensed and supervised by the Indonesian Financial Services Authority (OJK) that supports segment of society that is deprived of the mainstream financial services. Upholding industry best practice in credit risk management, Danai.id is out to innovate to ensure efficient financial services is available to all, not just a select few.
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PT Syailendra Asia
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Greater Jakarta Area, Indonesia
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Business Development Director
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Jun 2018 - Oct 2018
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PT. Bank QNB Indonesia Tbk
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Indonesia
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Banking
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400 - 500 Employee
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Acting CEO / Chief Business Officer
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Mar 2016 - Nov 2017
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Chief Business Officer
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Nov 2013 - Nov 2017
Deputy CEO and in charge of the entire business operations of the Bank.Managed a high growth strategy amidst challenging market conditions staging growth in profitability and assets of over 10x the market growth rate.Reinvigorated the retail business by refocusing in strength and building an entirely new platform to compete. Grew the customer base of the bank by 3 times within 9 months.Built the QNB franchise in Indonesia within 3 years into a widely known and respected brand name.Created and commercialized "branchless banking" propositions as a platform to advance the retail business. Show less
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Acting CEO
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Nov 2012 - Oct 2013
Managed a turnaround of the financial performance within 3 months of appointment into the job. Initiated 3-stage (Survive, Strive, Strike Back) turnaround strategy to set the bank's performance trajectory back into the intended path. The bank had achieved all the 3 stages within 18 months from initiation evidenced by profitability and assets growth of over 3x.Was appointed as the Chief Business Director as a result of the turnaround tasked with propelling the growth further.
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CFO & Integration Director
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Jul 2011 - Nov 2012
Member of the board of directors responsible for financial and budgetary control of the bank.Heading the Transformation Program Office of the bank preparing and gearing up the platform to achieve the strategic objective set out by the bank.Beginning July 2012 also responsible as Director of Operations overseeing Human Capital, Operations, General Administrations and Information Technology of the bank.Led and managed a complete migration of core banking system without major incident. Show less
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QNB Group
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Qatar
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Banking
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700 & Above Employee
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Head of Mergers & Acquisitions
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May 2008 - Jun 2011
Executing international expansion strategy of QNB covering Middle East North Africa (MENA) and greater Asia (including Turkey). Identify, structure and executing acquisitions opportunities on the buy side for QNB. Monitoring performance of international networks of QNB in terms of returns on investment. Executing international expansion strategy of QNB covering Middle East North Africa (MENA) and greater Asia (including Turkey). Identify, structure and executing acquisitions opportunities on the buy side for QNB. Monitoring performance of international networks of QNB in terms of returns on investment.
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Maybank Investment Bank Berhad
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Kuala Lumpur, Malaysia
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Executive Vice President
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Mar 2006 - Apr 2008
Head of Team in the Corporate Investment Banking Department (CIB). Responsible to maintain client relationship and structure solutions for the clients across the entire spectrum of corporate banking and investment banking product offerings. Head of Team in the Corporate Investment Banking Department (CIB). Responsible to maintain client relationship and structure solutions for the clients across the entire spectrum of corporate banking and investment banking product offerings.
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Permodalan Nasional Berhad
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Malaysia
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Investment Management
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700 & Above Employee
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Vice President
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Mar 1993 - Feb 2006
Founding member of the Restructuring Unit of the Corporate Services Department in 1995. The unit eventually became the Corporate Finance Department overseeing circa 60% of strategic investment of PNB and unit trusts under its management. Last position held was the VP 1, Head of Corporate Finance Department. One of many major achievements of Corporate Finance Department during the tenure was charting and executing the transformation and reformation of the dispersed plantation & property companies under PNB’s wing to become world’s largest listed plantation company in the form of Sime Darby and its spin-offs. The property companies became the biggest property company by land banks on the KLSE. Other notable achievements were in the area of reformation of toll road concessionaires, consolidation of the banking & insurance companies, reformation of ports & haulage investee companies, automotive investments & interest, and assist in the annual Malaysian Unit Trust Week as the showcase of the top investments of PNB to the public. Show less
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Education
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IMD Business School
PED, Program for Executive Development (PED) -
Financial Services Institute of Australasia
Graduate Diploma, Applied FInance and Investment -
Universiti Teknologi Malaysia
Bachelor of Management (Technology), Management (Technology) -
Sekolah Datuk Abdul Razak
Sijil Persekolahan Malaysia, Science Stream