Ayush Pandey

Cloud Engineer at SLK SOFTWARE SERVICES PRIVATE LIMITED
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Contact Information
us****@****om
(386) 825-5501
Location
Bengaluru, Karnataka, India, IN

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Experience

    • Cloud Engineer
      • Feb 2018 - Present

    • India
    • Financial Services
    • 700 & Above Employee
    • Associate Financial Analyst
      • Feb 2015 - Mar 2016

      Website: https://www.xldynamics.com/ Established in 2002 and incorporated in 2005, XL Dynamics India Pvt. Ltd. is a privately held corporation providing IT, audit and quality control outsourcing solutions to a defined clientele in the US mortgage industry. Being a business driven by customer success, they manage annual transactions and mortgage portfolios worth billions of US dollars. They have four (4) Operation Centers and one Training Center in Navi Mumbai. Key Responsibilities: Underwriter for US mortgage: • Reviewing financial statements such as income documents to calculate loan worthiness. Analyze income packages, including complex financial statements and income tax forms to determine compliance with Bank, regulatory and/or investor requirements. • In depth study of income documents such as tax statements and paystubs for sanction of loan. Worked with the W2 and 1099 tax forms • Worked in income resolution team to resolve various income conditions. Pre-Risk Analyst: • Assessing various risk factors and performing various verification processes for loans. • Identifying red flags for documents. Process executive tasks: • Dealing with clients of US mortgage and addressing their queries. • Analysis of hold loans and resolving the queries so that the loan can be passed or escalated. • Interacting with US underwriter and RMs to address their queries. • Interacting with various employers in US to verify the job of customers and their respective salaries so that the loan can be executed without risk. • Interacting and coordinating with onsite employees to update SOP of any task. Show less

Education

  • Rajiv Gandhi Prodyogiki Vishwavidyalaya
    Master's degree, Engineering/Industrial Management
    2016 - 2018
  • Rajiv Gandhi Prodyogiki Vishwavidyalaya
    Bachelor's degree, Mechanical Engineering
    2011 - 2015
  • Kendriya Vidyalaya
    Senior Secondary, Mathematics
    2002 - 2011

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