Experience

Agrár-Vállalkozási Hitelgarancia Alapítvány (AVHGA)

• Hungary
• Financial Services
• 1 - 100 Employee

• loan quarantee manager

  • Jul 2008 - Present

  Loan guarantee given in favour of domestic financial institutions such as banks, sparcasses ("takarékszövetkezet"), factoring and leasing companies for purpose of granting financing to final beneficiaries (i.e.Hunagrian SMEs). The AVHGA operates as an additional security for the lenders in co-operation with it, by giving payment guarantee for 20 to 80 % of loan principals disbursed. Job details: making loan guarantee decision and preparing guarantee letters to be issued. Loan guarantee given in favour of domestic financial institutions such as banks, sparcasses ("takarékszövetkezet"), factoring and leasing companies for purpose of granting financing to final beneficiaries (i.e.Hunagrian SMEs). The AVHGA operates as an additional security for the lenders in co-operation with it, by giving payment guarantee for 20 to 80 % of loan principals disbursed. Job details: making loan guarantee decision and preparing guarantee letters to be issued.



CIB Bank Ltd.

• loan product manager

  • 2006 - Jun 2008

  Loan product manager, corporate (SME) loan schemes such as public warehouse loans, investment loans re-financed by MFB (a state-owned investment bank), housing project finance, etc. Loan product manager, corporate (SME) loan schemes such as public warehouse loans, investment loans re-financed by MFB (a state-owned investment bank), housing project finance, etc.



Merkantil Bank Ltd. (Member of OTP Bank Group)

• loan officer

  • 2004 - 2006

  Preparation of loan decision for financing car dealers of several brand. Utilisation and management of financing lines granted to official domestic Suzuki dealers to be able to order cars from the Hungarian manufacturer and supplier, Magyar Suzuki Rt. Preparation of loan decision for financing car dealers of several brand. Utilisation and management of financing lines granted to official domestic Suzuki dealers to be able to order cars from the Hungarian manufacturer and supplier, Magyar Suzuki Rt.



K&H Csoport

• Hungary
• Banking
• 700 & Above Employee

• loan product manager

  • 1996 - 2003

  energy efficiency loan schemes, investment loans backed by EIB, loan guarantee scheme of IFC for EE projects, preparation in bank for co-operation with EU pre-accession funds (e.g. SAPARD) energy efficiency loan schemes, investment loans backed by EIB, loan guarantee scheme of IFC for EE projects, preparation in bank for co-operation with EU pre-accession funds (e.g. SAPARD)



Daewoo Bank Hungary Ltd.

• loan manager

  • 1992 - 1996

  Corporate Finance and Loan Management (Back Office) Corporate Finance and Loan Management (Back Office)



GE

• United States
• Industrial Machinery Manufacturing
• 700 & Above Employee

• loan officer

  • 1991 - 1992

  SME finance SME finance



"SOPIANA" Gépgyár Enterprise (Engineering)

• marketing officer (clerk)

  • 1990 - 1991

  Marketing & Sales of packaging machines of several types, market research Marketing & Sales of packaging machines of several types, market research



Mecsek Ore Mines

• mining geologist-engineer

  • 1980 - 1990

  Carrying out underground geological exploration & surveys in uranium mines by means of boring, sampling and mapping for purpose of planning mining development and preparation in co-operation with mining engineers responsible for the entire mining activity.. Carrying out underground geological exploration & surveys in uranium mines by means of boring, sampling and mapping for purpose of planning mining development and preparation in co-operation with mining engineers responsible for the entire mining activity..