Experience

The Bank of Khyber

• Pakistan
• Banking
• 700 & Above Employee

• Branch Manager

  • Feb 2016 - Present

  • Responsible for budgeting, accounting for expense control, performance reviews, compliance, auditing and daily operations management.• Consistently meeting and exceeding branch goals.• Maintaining client retention and new growth for branch office.• Responsible for the overall direction, coordination, and evaluation of branch activities.• Conducted self audits in operations. Through audit findings, made recommendations to strengthen internal controls and safeguards for the purpose of ensuring general compliance with laws, regulations, managerial policies, and generally accepted audit standards.• Interacting with clients mapping their requirements.• Handling customer queries for better turnaround time and customer satisfaction.• Identifying prospective clients, generating business from the existing clientele to achieve business targets • Ensure profitability of branch by achieving CASA targets and reduction of operational cost.• Responsible for meeting the Branch target and adherence to all guidelines and regulatory requirements• Compliance with banking rules regulations• Customer service management and personal visit to all high net worth customers

• Area Coordinator Sindh & Baluchistan

  • Jul 2015 - Feb 2016

  Managing HR operations and administrative matters of area branches •Coordination and liaison with head office and branches for the smooth running of the branches affairs and business activities as well .•Ensure monthly business objectives/targets assigned by the management to the branches.•Provide assistance/secretarial support to area manager and head office and also performing other tasks as entrusted by them.

• Operations Manager

  • Feb 2014 - Jun 2015

  • Responsible for entire branch internal working• Handle all branch complaints, customers, public and regulators• ATM supervision • Manage smooth supply of cash if needed and deposit of cash if surplus• Check all abstract books both CD & SB and other subsidiary ledgers with daily debit and credit vouchers and initial against final balances in rotation• Preparation all periodic statements to regional office, head office and regulators • Reconcile inter branch transactions and Head Office Account• Prepare periodic budgets, cash flow statements and other projections• Process, monitor and supervise all operations like cash systems, clearing, remittances, clean collections, WHT, reconciliation and other branch banking operations in adherence to bank’s internal policies & procedures and the SBP regulations.• Handling Audit (Internal &External) and the State Bank• Take over the Responsibilities in the absence of the branch manager



NRSP Microfinance Bank

• Pakistan
• Banking
• 700 & Above Employee

• Operations Manager

  • Jun 2013 - Jan 2014

  • Responsible for entire branch internal working • Handle all branch complaints, customers, public and regulators • ATM supervision • Manage smooth supply of cash if needed and deposit of cash if surplus • Check all abstract books both CD & SB and other subsidiary ledgers with daily debit and credit vouchers and initial against final balances in rotation • Preparation all periodic statements to regional office, head office and regulators • Reconcile inter branch transactions and Head Office Account • Prepare periodic budgets, cash flow statements and other projections • Process, monitor and supervise all operations like cash systems, clearing, remittances, clean collections, WHT, reconciliation and other branch banking operations in adherence to bank’s internal policies & procedures and the SBP regulations. • Handling Audit (Internal &External) and the State Bank • Take over the Responsibilities in the absence of the branch manager



The First MicroFinanceBank Ltd Pakistan (FMFB-P)

• Pakistan
• Banking
• 300 - 400 Employee

• Senior Branch Operation Incharge

  • Aug 2009 - Feb 2012

  • Verifying, processing and recommending approval of all applications for opening new accounts.• To determine true identity of every prospective customer.• To monitor the transactions for use of the banking sector for money laundering, transfer of illegal/ill-gotten monies • Emphasize and implement Team Work in the branch; bank operation’s staff and coordination with MicroFinance Team Leader• Process, monitor and supervise all operations like cash systems, clearing, remittances, clean collections, WHT, reconciliation and other branch banking operations in adherence to bank’s internal policies & procedures and the SBP regulations.• Take over the Responsibilities in the absence of the branch manager.• Control inventory, handles logistics and supervise employees.• To provide a work environment that engenders positive energy, creativity and teamwork among employees.• To make sure that the by rules and policies of the organization are followed by the employees.• Handling Audit (Internal &External) and the State Bank. • Corresponding and reporting to the Head Office and other related organizations and agencies

• Branch operation incharge

  • Jun 2007 - Aug 2009

  • Verifying, processing and recommending approval of all applications for opening new accounts.• Reconciling and maintaining the accounts in other banks.• Handling online transactions.• Maintaining Debit Credit Vouchers• Handling Branch Vouchers.• Handling Normal Clearing.• Handling Intercity Clearing.• Handling of Out ward Inward Remittance.• Preparing D.D, T.T, Pay order.• Head Office Reconciliation



Habib Bank Limited

• Pakistan
• Banking
• 200 - 300 Employee

• Cash / operations officer

  • Apr 2006 - Jun 2007

  • Posting Debit Credit Vouchers. • Branch Vouchers Handling. • In charge Normal Clearing. • Handling of out ward Inward Remittance. • Preparing D.D, T.T, Pay order. • Head Office Reconciliation. • Reconciliation of NBP accounts. • Cash Handling. • Posting Debit Credit Vouchers. • Branch Vouchers Handling. • In charge Normal Clearing. • Handling of out ward Inward Remittance. • Preparing D.D, T.T, Pay order. • Head Office Reconciliation. • Reconciliation of NBP accounts. • Cash Handling.



Serena Hotels

• Kenya
• Hospitality
• 700 & Above Employee

• MANAGEMENT EXECUTIVE

  • Sep 2005 - Apr 2006

  • Managed F&B inventory systems and keeps books and records on all related transactions and assets. • Managed personnel in central storerooms, as well as the food and beverage procurement process. • Guided and directed storeroom manager and storeroom team on order schedules, shopping lists and deadlines, both internal and external. • Provided management with timely reviews of operating financial status. Researches inventory and cost of goods variances and prepares monthly internal cost of product analysis reports, using sales and inventory reports from various systems. • Worked closely with the Finance team, Storeroom Personnel, and F&B management regarding food quality, unit cost of serving preparation, recipe pricing, and menu planning. • Reviews month end waste/spoilage and inventory reconciliation reports. Provides detailed analysis on any irregularities or variances. • Maintains product and recipe database and must be proficient with unit conversions

• Inventory Controller

  • May 2002 - Jun 2003

  • Managed F&B inventory systems and keeps books and records on all related transactions and assets. • Managed personnel in central storerooms, as well as the food and beverage procurement process. • Guided and directed storeroom manager and storeroom team on order schedules, shopping lists and deadlines, both internal and external. • Provided management with timely reviews of operating financial status. Researches inventory and cost of goods variances and prepares monthly internal cost of product analysis reports, using sales and inventory reports from various systems.