Asif Ishtiaq
Business Analyst T-24 Lending at The Bank of Khyber- Claim this Profile
Click to upgrade to our gold package
for the full feature experience.
-
English Professional working proficiency
-
Urdu Native or bilingual proficiency
-
Punjabi Limited working proficiency
-
Pashto Elementary proficiency
-
Hindi Elementary proficiency
Topline Score
Bio
Credentials
-
Core and Digital Banking Implementation Project
The Bank of KhyberNov, 2021- Oct, 2024 -
SME Banking for Relationship Managers
National Institute of Banking and Finance (NIBAF)-PakistanDec, 2018- Oct, 2024 -
CBT Credit- Advances
Bank AL Habib LimitedOct, 2012- Oct, 2024 -
Project Management Training
Iqra University (Official)Jun, 2005- Oct, 2024
Experience
-
The Bank of Khyber
-
Pakistan
-
Banking
-
700 & Above Employee
-
Business Analyst T-24 Lending
-
Jul 2019 - Present
Preparation of design, business and functional specification documents.Knowledge of designed and developed asset and liabilities products in Arrangement Architecture (AA) modules namely, Account, Deposit and Lending through product designer.Gap Analysis and Lead Test Execution Team.Test Plan strategy documentation, test schedule and test scenario/case creation.GAP Analysis, Testing and lead for implementation of Loan Origination System for Corporate/SME.Training of Staff at different levels regarding Process Flow of Loan Origination System (Corporate/SME).Training of Staff regarding the Limits, Disbursements and other Lending related issues.Providing Support and Financial Analysis to the Issues arising regarding Lending Portfolio.Conducted knowledge transfer sessions for assets and liabilities automation testing.Subject Matter Expert for Corporate and Retail banking products.Active participation in various Project Management activities i.e. Participation to finalize the technical Scope, to plan/develop the different phases of Project as per finalized Scope, Execution of development and execution of planned phases including smoke testing/UAT (User Acceptance Testing. Show less
-
-
Relationship Manager - AVP – Corporate Banking Division
-
Dec 2016 - Jun 2019
Review of Credit Line Proposals and Preparation of Facility Offer Letters.Financial Analysis of Financial Statements like Balance Sheets, Income Statements etc. of Corporate and SME CustomersFinancial Assessment / requirements of Corporate and SME based on their Financial data / Statements.Preparation of Legal documents and Limit feeding in the system. Marketing of banking products and projection of Bank’s image in the market. Developed controls as per Banks standard procedures and policies.Preparation of Financial, Risk, Compliance and Prudential reports following SOPs. Show less
-
-
-
Bank Al Habib Limited
-
Pakistan
-
Banking
-
700 & Above Employee
-
Relationship Manager Credits
-
Jun 2012 - Dec 2016
Commercial/Corporate lending portfolio and business relationship management Credit line proposals write ups for Retail, SME and Corporate clients. Preparation of Credit and Regulatory reports for management decision making. Obtain first time limit approvals/DACs and extensions thereof upon review and expiries. Handling all customer relationship related communication. Financial Analysis of Financial Statements like Balance Sheets, Income Statements etc. of Corporate and SME Customers Financial Assessment / requirements of Corporate and SME based on their Financial data / Statements Show less
-
-
-
Bank Alfalah Limited
-
Pakistan
-
Banking
-
700 & Above Employee
-
Credit Officer
-
Aug 2006 - Jun 2012
Perform credit analyst activities on assigned credit portfolio. Obtaining credit approvals, preparation of credit/charge/security documents and obtaining clearance from CAD for disbursement of Lending Facilities. Financial Analysis of Financial Statements like Balance Sheets, Income Statements etc. of Corporate and SME Customers Financial Assessment / requirements of Corporate and SME based on their Financial data / Statements Conduct QA trainings on banking products and services. Conduct Audit regarding QA standards set by the Bank. Responsible for online connectivity & Co-ordinate with HO regarding connectivity Issues. Responsible for daily database backups, and its safe transit to Head Office IT department. Show less
-
-
-
Cyber Internet Services (Pvt) Ltd.
-
United States
-
Technology, Information and Internet
-
1 - 100 Employee
-
Customer Support Engineer
-
Sep 2004 - Sep 2006
Provide technical support to corporate as well as individual clients on troubleshooting connectivity. Co-ordinate with Network Engineer regarding Network Issues. Networking Support - maintain all company firewall devices (CISCO) globally. Windows Support - maintain Microsoft Windows Servers Provide technical support to corporate as well as individual clients on troubleshooting connectivity. Co-ordinate with Network Engineer regarding Network Issues. Networking Support - maintain all company firewall devices (CISCO) globally. Windows Support - maintain Microsoft Windows Servers
-
-
Education
-
IBMS
Master's degree, MBA - MIS -
University of Peshawar
Bachelor of Commerce - BCom, Business/Commerce, General