Asif Ishtiaq

Business Analyst T-24 Lending at The Bank of Khyber
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Contact Information
us****@****om
(386) 825-5501
Location
Khyber Pakhtunkhwa, Pakistan, PK
Languages
  • English Professional working proficiency
  • Urdu Native or bilingual proficiency
  • Punjabi Limited working proficiency
  • Pashto Elementary proficiency
  • Hindi Elementary proficiency

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Credentials

  • Core and Digital Banking Implementation Project
    The Bank of Khyber
    Nov, 2021
    - Oct, 2024
  • SME Banking for Relationship Managers
    National Institute of Banking and Finance (NIBAF)-Pakistan
    Dec, 2018
    - Oct, 2024
  • CBT Credit- Advances
    Bank AL Habib Limited
    Oct, 2012
    - Oct, 2024
  • Project Management Training
    Iqra University (Official)
    Jun, 2005
    - Oct, 2024

Experience

    • Pakistan
    • Banking
    • 700 & Above Employee
    • Business Analyst T-24 Lending
      • Jul 2019 - Present

      Preparation of design, business and functional specification documents.Knowledge of designed and developed asset and liabilities products in Arrangement Architecture (AA) modules namely, Account, Deposit and Lending through product designer.Gap Analysis and Lead Test Execution Team.Test Plan strategy documentation, test schedule and test scenario/case creation.GAP Analysis, Testing and lead for implementation of Loan Origination System for Corporate/SME.Training of Staff at different levels regarding Process Flow of Loan Origination System (Corporate/SME).Training of Staff regarding the Limits, Disbursements and other Lending related issues.Providing Support and Financial Analysis to the Issues arising regarding Lending Portfolio.Conducted knowledge transfer sessions for assets and liabilities automation testing.Subject Matter Expert for Corporate and Retail banking products.Active participation in various Project Management activities i.e. Participation to finalize the technical Scope, to plan/develop the different phases of Project as per finalized Scope, Execution of development and execution of planned phases including smoke testing/UAT (User Acceptance Testing. Show less

    • Relationship Manager - AVP – Corporate Banking Division
      • Dec 2016 - Jun 2019

      Review of Credit Line Proposals and Preparation of Facility Offer Letters.Financial Analysis of Financial Statements like Balance Sheets, Income Statements etc. of Corporate and SME CustomersFinancial Assessment / requirements of Corporate and SME based on their Financial data / Statements.Preparation of Legal documents and Limit feeding in the system. Marketing of banking products and projection of Bank’s image in the market. Developed controls as per Banks standard procedures and policies.Preparation of Financial, Risk, Compliance and Prudential reports following SOPs. Show less

    • Pakistan
    • Banking
    • 700 & Above Employee
    • Relationship Manager Credits
      • Jun 2012 - Dec 2016

      Commercial/Corporate lending portfolio and business relationship management Credit line proposals write ups for Retail, SME and Corporate clients. Preparation of Credit and Regulatory reports for management decision making. Obtain first time limit approvals/DACs and extensions thereof upon review and expiries. Handling all customer relationship related communication. Financial Analysis of Financial Statements like Balance Sheets, Income Statements etc. of Corporate and SME Customers Financial Assessment / requirements of Corporate and SME based on their Financial data / Statements Show less

    • Pakistan
    • Banking
    • 700 & Above Employee
    • Credit Officer
      • Aug 2006 - Jun 2012

      Perform credit analyst activities on assigned credit portfolio. Obtaining credit approvals, preparation of credit/charge/security documents and obtaining clearance from CAD for disbursement of Lending Facilities. Financial Analysis of Financial Statements like Balance Sheets, Income Statements etc. of Corporate and SME Customers Financial Assessment / requirements of Corporate and SME based on their Financial data / Statements Conduct QA trainings on banking products and services. Conduct Audit regarding QA standards set by the Bank. Responsible for online connectivity & Co-ordinate with HO regarding connectivity Issues. Responsible for daily database backups, and its safe transit to Head Office IT department. Show less

    • United States
    • Technology, Information and Internet
    • 1 - 100 Employee
    • Customer Support Engineer
      • Sep 2004 - Sep 2006

      Provide technical support to corporate as well as individual clients on troubleshooting connectivity. Co-ordinate with Network Engineer regarding Network Issues. Networking Support - maintain all company firewall devices (CISCO) globally. Windows Support - maintain Microsoft Windows Servers Provide technical support to corporate as well as individual clients on troubleshooting connectivity. Co-ordinate with Network Engineer regarding Network Issues. Networking Support - maintain all company firewall devices (CISCO) globally. Windows Support - maintain Microsoft Windows Servers

Education

  • IBMS
    Master's degree, MBA - MIS
    2001 - 2003
  • University of Peshawar
    Bachelor of Commerce - BCom, Business/Commerce, General
    1998 - 2000

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