ASHOO SAXENA
Branch Manager at State Bank of Travancore- Claim this Profile
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English Full professional proficiency
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Hindi Full professional proficiency
Topline Score
Bio
Credentials
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AMFI ( Association of Mutual Funds in India )
Association of Mutual Funds in India -
CAIIB ( Certified Associate of Indian Institute of Bankers )
Indian Institute of Banking and Finance -
CIF ( Certified Insurance Facilitator )
Insurance Regulatory Development Authority -
JAIIB ( Junior Associate of Indian Institute of Bankers )
Indian Institute of Banking and Finance
Experience
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State Bank of Travancore
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Banking
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700 & Above Employee
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Branch Manager
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Jun 2013 - Present
Head of the Branch Management of staff and handling of staff matters. Achieving of budgets assigned to the branch Canvassing and Handling of retail , MSME and C&I advances Responsible for cross selling of products like insurance and mutual funds and canvassing of new customers. Handling of customer complaints/grievances. Sanction of new loans/ advances. Pre and Post sanction inspections Follow up of NPA and recovery of overdues.
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Deputy Manager – MSME Loans
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Jul 2012 - May 2013
Processing of Finances to MSME Units Receiving of Applications from MSME units. As Credit analyst giving rating to MSME units to decide the pricing of finance. Interaction with the promoters of the units , regarding their activity and required finance. Analysis of financial data submitted by the units. Inspection of the units.
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Deputy Manager – Commercial & Institutional Loans
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Jun 2011 - Jun 2012
Handling of Big Commercial Loans, Multiple Banking Accounts and Consortium Accounts Canvassing of new loans and advances from corporate clients. Maintaining relationships with corporate clients and handling of their accounts with respect to day to day banking. Cross selling of products like insurance and mutual funds to the corporate clients. Sharing of information every month with other consortium lenders . Inspection of the factories/offices. Follow up of irregular loan accounts and taking steps for recovery in NPA accounts. Show less
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Assistant Manager – Accounts
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Sep 2009 - May 2011
Handling of Deposit Accounts Canvassing of deposits from existing and new customers Cross selling of products like insurance and Mutual funds to the existing and new customers Passing of clearing cheques Handling of deposit accounts Monitoring of suspense accounts and follow up of the same. Joint custodian to the cash kept in bank Sanction of gold loans and custodian of gold kept in the strong room Maintaining records of all deposit accounts
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Assistant Manager – P & SB Loans
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Jun 2008 - Aug 2009
Processing of Retail Loans: Receiving of applications and asking of all the relevant papers necessary for processing of loan Follow up of irregular accounts and initiate recovery steps in NPA Accounts. Maintainence of all retail loans accounts. Management of Post dated cheques. Pre and Post sanction inspections Submission of various returns to our controllers regarding performance of the portfolio and recoveries made in NPA Accounts.
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Probationary Officer
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Jun 2006 - Jun 2008
On Job Training. For two years I was under probation where we were required to learn from our seniors everything regarding handling of accounts, canvassing of deposits and loans ,following up of irregular accounts, international banking, appraisal note for sanction of loans, passing of cheques , monitoring of accounts, how to do inspections etc.
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Education
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1999 - 2002
St. John's College, Agra
Bachelor of Commerce (BCom), Commerce -
1998 - 1999
ST. PETERS COLLEGE, AGRA
Commerce + Maths, XII
Community
