Experience

Vision Mortgage Group

• United States
• Banking
• 1 - 100 Employee

• Sr. Residential Mortgage Underwriter

  • Feb 2022 - Present

  *Experienced residential mortgage underwriter with proven high marks in all areas including customer service, communication, quality control, turn times, pipeline management. *Conventional loan guru with an excellent reputation for "finding a better way" made possible only thru extensive in depth knowledge of FNM & FRE guidelines. *Extremely comfortable underwriting for nearly every state in the United States with proven high quality marks across the board. *High volume preferred underwriter. Averaging a minimum of 30 loans monthly. *E Housing certified for DPA loans. *Certified for USDA loans. * CHUMS certified for FHA loans. * Extensive non-qm, jumbo, and TPO experience. * Presently undergoing training for 203k loans & VA. Show less



Alterra Home Loans

• United States
• Banking
• 200 - 300 Employee

• Residential Conventional Mortgage Underwriter

  • Oct 2016 - Feb 2022

  • Balanced the need for loan-volume growth with the equally important necessity of optimum underwriting quality to minimize risk while maximizing profitability. • Ensured loan submittals met internal and external eligibility requirements. Gained extensive experience in underwriting Fannie Mae & Freddie Mac loans. • Maintained meticulous attention to detail in underwriting mortgages. Evaluated the financial strength of borrowers to determine risk and repayment capacity. • Leveraged knowledge of loan products to help restructure turned-down loans for subsequent approvals. Maintained compliance with lending, underwriting and government requirements. • Demonstrated excellent follow-through with borrowers, loan processors, loan originators and management throughout all phases of the underwriting process. • Utilizes Alterra Home Loans training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to both external customers and internal business partners. • Recent 2019 MBA scholarship award winner. • Well rounded mortgage professional who has worked on and assisted with loans at every stage from prospect thru post-closing. Including working as a specialist trainer for onboarding employees. Show less



In Home Professional Care Services

• United States
• Wellness and Fitness Services
• 1 - 100 Employee

• Home Manager

  • May 2015 - Aug 2016

  * Consistently praised for flexibility of schedule and proactive work ethic. * Managed household by maintaining and updating schedules, running errands; serving as primary liaison between parents, any workmen, and other employees. * Full-time caregiver for one child. Responsible for care, hygiene, entertainment, transportation, and guiding development * Consistently praised for flexibility of schedule and proactive work ethic. * Managed household by maintaining and updating schedules, running errands; serving as primary liaison between parents, any workmen, and other employees. * Full-time caregiver for one child. Responsible for care, hygiene, entertainment, transportation, and guiding development



Brooklyn Bagel

• General Manager

  • Jan 2014 - May 2015

  Increased overall number of new and regular patrons by overhauling menu, product, and ordering system. * Improved customer service and employee accuracy by creating and enforcing additional policies and standard operating procedures. * Established restaurant business plan; identified and evaluated competitors; developed financial, marketing, and sales projection reports. Collaborated with members of community to enhance company image. * Recruited, oriented, trained, and disciplined all employees. * Highly adept at assuaging customer concerns. * Cared for all aspects of running office including maintaining expense accounts, safe, and tills. Show less



Panera Bread Company

• Shift Supervisor

  • Aug 2012 - Dec 2013

  Became certified in every workable position, and reached management within one year. * Increased efficiency by overhauling the office filing system. * Provided executive level support to multiple managers. Completed daily reports and compiled all daily sales and labor spreadsheets into a presentation for the regional manager. * Served as a primary liaison between employees and management staff utilizing Microsoft Office and agenda maintenance programs. * Stayed current with policies and corporate quality standards and ensured that all staff are educated on new product lines to be sold at later dates. * Maintained a calm demeanor during periods of high volume to keep store operating at set standard and project a positive example for the shift team. Show less



Primrose School

• Preschool Teacher

  • Jan 2012 - Aug 2012

  Received teacher of the month for three consecutive months. * Received certification and training for administering proper child care. * Generated daily reports to administrators as well as parents. Received teacher of the month for three consecutive months. * Received certification and training for administering proper child care. * Generated daily reports to administrators as well as parents.



Georgia Aquarium

• Guest Coordinator

  • Jul 2011 - Jan 2012

  Served in a customer service capacity and collaborated with the Department Head of Special Topics. * Received training in Hospitality. Served in a customer service capacity and collaborated with the Department Head of Special Topics. * Received training in Hospitality.



Cherokee County School Board of Education

• Student Delegate

  • Jan 2011 - Dec 2011

  * Collaborated with other student delegates for the purpose of innovating current regulations. Formulated positive public relations between parents and school administrators. * Collaborated with other student delegates for the purpose of innovating current regulations. Formulated positive public relations between parents and school administrators.



Crossroads High

• Assistant Teacher

  • Jan 2011 - Dec 2011

  Created, outlined, and taught all important curriculum and supplemental material for physics, anatomy, and German. Sponsored fundraisers for school clubs. Created, outlined, and taught all important curriculum and supplemental material for physics, anatomy, and German. Sponsored fundraisers for school clubs.