Experience

The Bank of Khyber

• Pakistan
• Banking
• 700 & Above Employee

• • Jan 2022 - Present

  • Prepared and arranged eCIB-related reports for submission to the SBP and other regulatory authorities within prescribed timelines.• Identified, developed, and continuously improved processes to ensure overall efficiency in the SBP/eCIB Unit.• Coordinated with IT, CBS Team, and other stakeholders to set up appropriate parameterization for centralization/automation of eCIB reporting mechanism.• Provided guidance about eCIB data reporting requirements and kept abreast with up-to-date SBP requirements of CIB reporting.• Handled internal and external queries related to CIBs.• Ensured that details, including financial and non-financial information, were correctly reported in the eCIB data capturing system from all aspects. Show less

• • Oct 2020 - Jan 2022

  • Vetted post sanction documentation for accuracy and compliance with Shariah principles, ensuring that all necessary documents were in order.• Communicated with branches to inform them of any shortcomings or discrepancies found in their documentation, and provided guidance on how to rectify them.• Managed the keys to the vault and strong room, ensuring that they were secure and accessible only to authorized personnel. Maintained the key register for the Islamic Desk (CAD).• Managed the original security and charge documents, ensuring that they were secure and accessible only to authorized personnel. Maintained the Security and Credit Files.• Prepared and examined cases of property redemptions, ensuring that they were processed in accordance with the established procedures.• Coordinated with internal/external/Shariah Auditors/SBP inspection teams during their audit inspections of the region, ensuring that all necessary information was provided and that the audits were conducted smoothly. Show less

• • Dec 2016 - Oct 2020

  • Prepared Pledge Stock Monitoring Sheet of All Branches with Pledge Stock Customer.• Monitored prices of pledge stock /commodities against which the bank has acquired exposure.• Monitored DP (Drawing Power) of Pledge Customers and ensured that necessary measures were taken in case of DP shortfall.• Monitored performance of Vendors including Valuators, Muccadam and Insurance Companies.• Maintained Pledge-in and Pledge-out record.• Complying with BRRs and Audit Report with respect to Collateral Portfolio.• Handled Internal, External and SBP Audit regarding Collateral Management.• Conducted Physical inspection of pledge & hypothecated stocks. Show less

• • Dec 2011 - Dec 2016

  • Provided input for development of comprehensive budgeting policies/guidelines for planning and budgeting with the understanding of the fundamental business processes associated with budget preparation, forecasting and strategy formulation.• Established overall budget in accordance with the business/strategic plan specifying the overall mission of the bank with regards to the Annual Budget.• Defined how the respective functions will achieve their major objectives and goals.• Set performance targets for profitability, portfolios and costs.• Coordinated with Business and Support Functions to ensure an efficient budgetary process with minimal setbacks.• Established and maintained close coordination within departments and relevant senior management for provision of required information/MIS/reports.• Prepared Bank Long term Strategic Plan.• Facilitated dialogue and participation among the Budgeting and Planning personnel and personnel from other divisions/departments on matters related to budgeting and planning.• Disseminated all budgetary reports and changes on a regular basis to all major stakeholders.• Prepared Monthly/Quarterly/Annual analysis report in comparison with assigned budgeted targets. Show less