Experience

Cashinvoice

• India
• Financial Services
• 1 - 100 Employee

• Co-Founder & CEO

  • Dec 2018 - 5 years 1 month

  Mumbai Area, India Cashinvoice is a digital Invoice marketplace designed to unlock trapped cash in the supply chain. It is a one-stop destination for corporate buyers, their suppliers and the financiers to collaborate, and derive a win-win value proposition . Team Cashinvoice comes from Banks/NBFCs like Tata Capital, Axis Bank and Standard chartered bank having 30+ years of Corporate and Supply Chain Finance (SCF) experience . Cashinvoice business model revolves around Corporate, addressing their Eco… Show more Cashinvoice is a digital Invoice marketplace designed to unlock trapped cash in the supply chain. It is a one-stop destination for corporate buyers, their suppliers and the financiers to collaborate, and derive a win-win value proposition . Team Cashinvoice comes from Banks/NBFCs like Tata Capital, Axis Bank and Standard chartered bank having 30+ years of Corporate and Supply Chain Finance (SCF) experience . Cashinvoice business model revolves around Corporate, addressing their Eco System i.e SME Customers . Cashinvoice means Smart Solution to cure Payables and Receivables issues from Balance sheet. Show less



Tata Capital

• India
• Financial Services
• 700 & Above Employee

• Sr. Vice President : Head - Mid Corproate & Emerging Corporate Business

  • Apr 2016 - Nov 2018

  Mumbai Area, India Leading Team for Mid & Emerging Corporate customer and Digital Initiatives for Corporate Division offering Sales/ purchase Invoice Discounting, Term loan, Project Loan, Short Term working capital, Flexi loan (CC like) product, and Assignment of Receivables/ Factoring) . Responsible for driving Digital business thru partnering with E-commerce Marketplace and Channel.

• Vice President : Head- Supply Chain and Trade Finance

  • Apr 2010 - Mar 2016

  Mumbai Area, India (Target Large corporate customers :- offer cash flow solution thru receivables and payable product. Have Tie up with Top Rated Corporate and for Corporate linked customers we offer Channel Finance, Sales/ purchase Invoice Discounting, Term loan, Project Loan, Short Term working capital, Flexi loan (CC like) product, and Assignment of Receivables/ Factoring) Profile/ Responsibility :- - P & L responsibility for the division. - Reporting of Sales, Product and Program function. -… Show more (Target Large corporate customers :- offer cash flow solution thru receivables and payable product. Have Tie up with Top Rated Corporate and for Corporate linked customers we offer Channel Finance, Sales/ purchase Invoice Discounting, Term loan, Project Loan, Short Term working capital, Flexi loan (CC like) product, and Assignment of Receivables/ Factoring) Profile/ Responsibility :- - P & L responsibility for the division. - Reporting of Sales, Product and Program function. - Achieving sales target (Monitoring Top, Bottom lines, Fees Income, Customer Acquisition.) - Corporate Tie-Ups & Delinquency control. - New Product Development & Initiatives - Policy, Process, Stock Audit and TAT management. The Noteworthy Milestones :- - Youngest member of ‘Altus’, a Senior Core team of ~ 50 nos at Tata Capital Group. - Leading the most efficient division which contributes 15% of the Company Assets and 20% of Profitability. - Have led division from zero assets and a single member team in 2007 to $ 1010 Million in assets and ‘best in the industry’ Profits Before Tax of $ 29 Million. - Have played an instrumental role to Tie-up with over 50 Top rated corporate in India for their Supply Chain Financing arrangements. - Developed breakthrough products which have immensely contributed to division and company’s bottom line . - Managing ~1500 nos customer across India. Awards At Tata Capital Group level:- 14-15 – ‘Extra Mile' Award – Appreciation for work done in area of Customer satisfaction. 14-15 – 'Glass Door' Award - Mobile Apps 13-14 – Best Innovation Award - Product Innovation 12-13 – ‘Extra Mile' Award – In area of Customer satisfaction. 10-11 – Best Innovative Award -Cross Functional - ‘Most Coveted award’. At Commercial Finance Division level :- 15-16 - Best Innovation Award. August 2013 – National Star of the month. 13-14 – Best Business Team of the year 12-13 – Business Champion of the Year.

• Product Manager - SME

  • May 2007 - Mar 2010

  Mumbai Area, India (Worked as Product Manager - SME, part of Commerial Finance Division driving Channel Finance Product thru Sales Team) Profile/ Responsibility: - Achieving sales target (Monitoring Top, Bottom lines, Fees Income, Customer Acquisition.) - Corporate Tie-Ups & Delinquency control. - IT system Development, Policy & Process Management The Noteworthy Milestones: - Channel finance portfolio have grown from zero assets in 2007 to $ 200 Million in assets by March 2010. - Was… Show more (Worked as Product Manager - SME, part of Commerial Finance Division driving Channel Finance Product thru Sales Team) Profile/ Responsibility: - Achieving sales target (Monitoring Top, Bottom lines, Fees Income, Customer Acquisition.) - Corporate Tie-Ups & Delinquency control. - IT system Development, Policy & Process Management The Noteworthy Milestones: - Channel finance portfolio have grown from zero assets in 2007 to $ 200 Million in assets by March 2010. - Was instrumental in launching Interactive Web Portal for Corporate Customer, first of its kind by NBFC. - Was intrumental in driving and having robust business process. - Have played an instrumental role to Tie-up with over 5 Top rated corporates in India for their Channel finance requirment. - Effort has been recognized by 3 promotions in 4 years tenure as Product Manager. Awards 08-09 - SME Employee of the year. 08-09 – SME Marketing Champion



Fullerton Enterprise (Tamasek Group)

• Relationship Manager - SME

  • Nov 2006 - May 2007

  Profile/ Responsibility: v Achieving sales target (Asset target, NII, Fees, NPA, Retention & Acquisition of Corporate Customers) v Direct Team & Channel. v Cross Selling of product & Delinquency control. The Noteworthy Milestones: v Was rated best performing Relationship Manager Pan India for acquiring maximum business for the company.



ICICI Bank

• India
• Banking
• 700 & Above Employee

• Sales Manager

  • Nov 2004 - Nov 2006

  Profile/ Responsibility: v Achieving sales target, Monitoring Top and Bottom lines. v Retention & Acquisition of HNI, Strategic & Corporate Customers. v Cross Selling of product, Delinquency control & PDD check. The Noteworthy Milestones: v Awarded with trophy for achieving highest target on Pan India level for Jul-Oct 06. v Rewarded with Personalized Hand written appreciation letter by Group Business Head for remarkable achievement in Cross Selling in the month of Sept-… Show more Profile/ Responsibility: v Achieving sales target, Monitoring Top and Bottom lines. v Retention & Acquisition of HNI, Strategic & Corporate Customers. v Cross Selling of product, Delinquency control & PDD check. The Noteworthy Milestones: v Awarded with trophy for achieving highest target on Pan India level for Jul-Oct 06. v Rewarded with Personalized Hand written appreciation letter by Group Business Head for remarkable achievement in Cross Selling in the month of Sept- Oct 06. v Highest Target achiever across western region for the year 05-06. Achieved 151% sales targets. Show less