Experience

Vridhi Finserv Home Finance Limited
• India
• Financial Services
• 1 - 100 Employee
• Founding Team Member/Business Head

  • Dec 2022 - Present

Canfin Homes Ltd
• India
• Banking
• 100 - 200 Employee
• DGM, Cluster Head - Karnataka-1

  • Jul 2021 - Dec 2022

Fullerton India Home Finance Company Ltd.
• India
• Financial Services
• 400 - 500 Employee
• State Head

  • Feb 2020 - Jul 2021


Nivara Home Finance Ltd

• India
• Financial Services
• 1 - 100 Employee

• Head Of Business Operations

  • Jul 2016 - Feb 2020

  *Process Re-engineering, New Initiatives *Infrastructure & Cost Management *Formulate business strategy with others in the executive team *Design policies that align with overall strategy *Implement efficient processes and standards *Coordinate customer service operations and find ways to ensure customer retention *Ensure compliance with regulatory requirements *Oversee the implementation of technology solutions *Manage contracts and relations with customers, vendors, partners and other stakeholders *Evaluate risk and lead quality assurance efforts *Oversee expenses and budgeting to help the organization optimize costs and benefits *Mentor and motivate teams to achieve productivity and engagement *Report on operational performance and suggest improvements Show less



YES BANK

• India
• Banking
• 700 & Above Employee

• Cluster Business Leader

  • Jun 2014 - Jun 2016

  Accountable for growing and managing profitable SME Business - Small Business products (Assets - Secured, Channel Finance, FOREX, Liabilities, LAP and LRD) for Tamil Nadu. Accountable for growing and managing profitable SME Business - Small Business products (Assets - Secured, Channel Finance, FOREX, Liabilities, LAP and LRD) for Tamil Nadu.



HSBC

• United Kingdom
• Financial Services
• 700 & Above Employee

• Vice President-Assets Business Banking

  • Jun 2011 - May 2014

  Responsible for building asset book in SME space having turnover between INR 150.0 M to INR 1500.0 M in Karnataka. Funding predominantly in working capital space both in domestic and foreign currency Responsible for building asset book in SME space having turnover between INR 150.0 M to INR 1500.0 M in Karnataka. Funding predominantly in working capital space both in domestic and foreign currency



ICICI Bank

• India
• Banking
• 1 - 100 Employee

• Zonal Head-SME

  • Feb 2002 - Jun 2011

  Sept 07 till date:Responsible for sourcing business from SME companies(TNW of max INR 500.0 M), working capital funding, term loans, remittance business and other tailor made products which can be structured to this target market. Feb 02 till Aug 07:Joined the bank as Asst Manager and graduated till Regional Business Head and was responsible for both new acquisition and credit underwriting for Home loan portfolio. During my Regional Head position handled a team of 2 Area Heads,7 Managers, 5 Officers and FOS team of around 120 people. Was one of the TOP Performers and have been awarded BEST AREA HEAD AWARD both the years during my stint as Area Head in Home Loans. Show less



Fiat Sundaram Auto Finance

• Dealer Accounts Manager

  • Apr 1999 - Feb 2002

  Joined FISAF since inception and have been involved in setting up of business process in the dealership point, responsible for ensuring all FIAT cars sold through dealer was touch based and explored funding from FISAF. Was consistent performer with highest conversion in any dealer across Pan India. Joined FISAF since inception and have been involved in setting up of business process in the dealership point, responsible for ensuring all FIAT cars sold through dealer was touch based and explored funding from FISAF. Was consistent performer with highest conversion in any dealer across Pan India.