Experience

Dubai Islamic Bank Pakistan

• Banking
• 700 & Above Employee

• Branch Operations Manager

  • Jan 2017 - Present

  My job Contents / Requirement & Principal accountabilities are: • Overall Supervision of Cash, Clearing, Online and Remittance department. • Joint custodian of Cash and Security Stationery. • Checking of new accounts and admittance and verifications of customer signatures. • Handling of customers and ensure optimum service levels. • Ensure proper implementation of controls and procedures that includes adherence to the Anti- Money Laundering Policy and KYC guidelines of the bank. • Timely submission of periodic returns/reports to Head Office, SBP and other Government Departments. • Balancing of all accounts and preparation of monthly statements. • Supervision of the record, file management and voucher management. • Ensuring minimum audit objection and timely compliance. Beside I have sufficient acquaintance of: • Handling of all vendors payments of the branch. • Preparation and timely submission of various financial reports required by Head Office and SBP. • Supervision / Checking of daily activity and other reports of the branch. • Monitoring of branch expenses, fixed assets and other accounting transaction of the branch. • Efficient custody of all vouchers and computer generated reports of branch. • Helping the department in obtaining clear audit reports from internal / SBP auditors. Show less



MCB Islamic Bank Ltd.

• Pakistan
• Banking
• 700 & Above Employee

• OG III Officer

  • Jan 2016 - Jan 2017

  • Issuance of All Type of Remittances ( DD, PO) • Reconciliation of SBP Accounts on daily basis. • OBC & IBC • Preparation of Inward Outward Clearing, Its posting record keeping and balancing. • Cheque book issuance and maintenance • Custodian & maintenance of SS cards of closing & active accounts. • Co-ordinate with Centralized Units at H.O. regarding day-to-day activities at Branch. • Ensure that outward clearing, inward clearing and inward return timely delivered as per SLA. Arrange for archiving of Branch records from time to time, in line with the approved policy. Ensure that branch storage of documents, files and other records are secure and in a fire proof environment. • Processing all incoming payments received by foreign remittances • Received Cash by Customers in local and foreign currencies. • Cash Payments • Receiving & processing all incoming payments; Wire transfers, cheques (including • Foreign currency), bank drafts. Also handling all Cashier related enquiries from clients either in person, by phone, email or written correspondence. • Keep updated regarding policies and procedures, SBP’s instructions pertaining to cash handling and ensure their compliance. • Working effectively as part of a hardworking and customer driven team. Show less



Bank Alfalah Limited

• Pakistan
• Banking
• 700 & Above Employee

• Head Teller

  • Nov 2013 - Jan 2016

  • Keep updated regarding policies and procedures, SBP’s instructions pertaining to cash handling and ensure their compliance • Handle cash, make and receive payments, make account transfers; process credit card payments and cash advances ensuring full compliance with BAL’s procedures and SBP’s regulations • Ensuring transactions are complete and recorded with proper verification of documents and supporting documents from supervisor • Reconcile all cash transactions at the end of the day; coordinate with the auditors to monitor cash • To assist Operations Manager in transporting the cash from and to strong room/cash vault • Monitor and maintain the cash deposit ratio (CDR) of the branch within the prescribe limits set by • the bank; adherence to the cash management system • Assist the cashiers in their daily transactions and effectively resolve any problems arising from interactions with internal and external customers • Manage prize bonds and petty cash transactions • Balance the cash books before leaving the seat during the day and at day end • Receiving and payments of Foreign currency • Perform additional duties in line with the current role, as and when required. • Verify cash sheets of cashiers and supervise withdrawal above prescribed limits • Ensure recovery of all charges pertaining to cash handling transactions as per BAL’s schedule of Charges. • Replenish of ATM • ATM claim • ATM captured card Customer claim • Receipt and posting of inward and outward clearing/collection in compliance with Operational Manual / • SBP instructions • Prepare cheque return memos in inward clearing with the proper reasons and keep record for outward cheque returns to post accurately to avoid wrong credits and audit objections. • Reporting of monthly statement of Bank Notes and ATM captured card • Issue PO and DD as per Bank policy. Show less



HBL - Habib Bank Limited

• Pakistan
• Banking
• 700 & Above Employee

• Verification Officer

  • Apr 2010 - Oct 2013

  • Daily routing and tracking for the cases as per the schedule. • Rejection Reconciliation; Maintain & Generate daily M.I.S. • Responsible for the Daily Case Receiving (back & forth all Credit Products), Generate Daily M.I.S. for Verification Officer Status and Case Status. • In-House Verification; Supervised the In-house Verification Team of Secured Loan (Auto Financing & Mortgage), Maintain their Daily M.I.S. back & forth. • Daily routing and tracking for the cases as per the schedule. • Rejection Reconciliation; Maintain & Generate daily M.I.S. • Responsible for the Daily Case Receiving (back & forth all Credit Products), Generate Daily M.I.S. for Verification Officer Status and Case Status. • In-House Verification; Supervised the In-house Verification Team of Secured Loan (Auto Financing & Mortgage), Maintain their Daily M.I.S. back & forth.