Specialist - Credit Trading and Supply

• Jan 2023 - Present

Credit Quality and Review Officer

• Mar 2018 - Oct 2022

• Prepares credit analysis reports for new and exisitng proposals which includes validation of the disclosed financial information such as audited and in-house financial statements, bank statements, estimated revenues and sources of income, as well as counter-checking information based on the submitted reference. • Assessing any risk associated with the proposal and the company assuming the request is approved • Recommending approval/deferment of the accounts subject to Executive Committee (ExCom) approval based on the financial resources and 5C's of the client. • In-charge of reports for P3Mn and below approvals. • Assistant to the VP - Credit Management Operations Group presenting reports to the ExCom. Show less

Financial Analyst

• Jul 2015 - Feb 2018

• Analysing and assessing various risks of the company and its directors and officers being sued for securities class action suits using public/private company filings and industry trends • Complete the underwriting workup, highlighting the pros and cons of each account (company), which will help the underwriter with assessing premiums for insurance/reinsurance. • Present findings within the workup to the underwriters and to the team. • Industry specialist for technology industry identifying current and possible future trends that will substantially impact the market and its related industries. Show less

Credit Analyst

• Aug 2012 - Jul 2015

• Prepares financial and credit analysis reports as well as spreadsheets in assessing a client’s credit worthiness. • Conducts Internal Credit Risk Rating (ICRR) for corporate clients with P15Mn and above assets. • In-charge of gathering information and preparing industry reports for the land transport and manufacturing sectors. • Prepares financial and credit analysis reports as well as spreadsheets in assessing a client’s credit worthiness. • Conducts Internal Credit Risk Rating (ICRR) for corporate clients with P15Mn and above assets. • In-charge of gathering information and preparing industry reports for the land transport and manufacturing sectors.

Marketing Intern

• Dec 2011 - Feb 2012