Experience

bank bjb

• Indonesia
• Banking
• 700 & Above Employee

• • Feb 2023 - Present

• • Jan 2022 - Present

  Perform and evaluate the full audit cycle including including risk and control management over operations effectiveness, financial reliability and compliance with all applicable directives and regulationsObtain, analyse and evaluate accounting documentation, loan documentation, reports, data, flowcharts, etcPrepare, present reports that reflect audit's results and documents processEngage to continuous knowledge development regarding sector's rules, regulations, best practices, tools, techniques and performance standards (IPPF - IIA) Show less

• • Jan 2017 - Jan 2022

  Evaluate the effectiveness and adequacy of the internal control systems.Perform review of the effectiveness and application of risk assessment methodologies and risk management procedures.Review financial reports and accounting records for accuracy and reliability.Perform review of means, techniques, or methods of safeguarding assets.Perform evaluation of the operational efficiency.Perform test on both the functioning of specific internal control procedures and transactions.Perform review on established systems for ensuring codes of conduct, compliance with regulatory and legal requirements, and the implementation of procedures and policies. Show less

• • Aug 2016 - Jan 2017

  Supervise day to day transactions.Maintain strategic institutional account.

• • Dec 2013 - Jul 2016

  Handle branch mortgage lending portfolio up to IDR 150 bio.Work with analyst, legal officer, sales team, and higher management to create and mantain a healthy portfolio.

• • Sep 2010 - Dec 2013

  Obtained and analyzed pertinent financial and credit data.Arranged for appraisals of residential properties and title searches, obtained necessary documents.Recommend approval/reject decisions.Followed current loans to ensure conformity with terms.



Citi

• United States
• Financial Services
• 700 & Above Employee

• Consumer Finance Relationship Manager

  • Dec 2007 - Sep 2010

  Respond to customers needs effectively and efficiently, by providing customers needs with appropriate products. Ensure timely and efficient execution of sales plan and marketing/promotional activities jointly with sales team to grow in the area. Coach and develop team members for high performance to customers and growth in the organization. Perform strong credit underwriting including budget analysis to recommend loan applications and ensure closure of the credit process. Communicate with senior management and department head in relation to accurate implementation of plans for customers. Ensure that good relationships with customers are managed to keep them in the branches portfolio. Show less



PT. BPR KS

• Indonesia
• Banking
• 300 - 400 Employee

• Credit Administration

  • Feb 2007 - Dec 2007

  Pre-screening applications, data entry, and disbursal process to customers. Pre-screening applications, data entry, and disbursal process to customers.