Arati Damle

Manager, Mortgage Loan Processing at Fremont Bank
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Contact Information
us****@****om
(386) 825-5501
Location
Fremont, US

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Experience

    • United States
    • Banking
    • 700 & Above Employee
    • Manager, Mortgage Loan Processing
      • Oct 2020 - Present

    • United States
    • Information Technology & Services
    • 700 & Above Employee
    • Talent Acquisition Manager
      • Jul 2019 - Oct 2020

      Milpitas, CA Full Cycle Recruiter/Talent Acquisition Manager ProKarma delivers integrated technology solutions as an implementation partner with over 180 global leaders in a wide range of industries and markets. With over 3500 employees ProKarma is co-headquartered in Portland, Oregon and Omaha, Nebraska, with sales and delivery centers in the United States, India, Mexico, and Argentina. • Manage the complete recruiting life-cycle from intake meetings with hiring managers through sourcing and offer… Show more Full Cycle Recruiter/Talent Acquisition Manager ProKarma delivers integrated technology solutions as an implementation partner with over 180 global leaders in a wide range of industries and markets. With over 3500 employees ProKarma is co-headquartered in Portland, Oregon and Omaha, Nebraska, with sales and delivery centers in the United States, India, Mexico, and Argentina. • Manage the complete recruiting life-cycle from intake meetings with hiring managers through sourcing and offer closing with candidates. • Actively sourcing/recruiting for and building pipelines for various roles and currently focused on the following areas. o Java/Web Developers – Front End/Back End/Full-Stack. o DevOps Engineers/Architects, .NET Leads/Analysts/Engineers. o Android/iOS Developers, Salesforce Developers/Leads. o Release Managers, Project Managers, SW Test Engineers, QA Automation Engineers. • Develop sourcing strategies and techniques to increase sourcing efficiency using both traditional and non-traditional sources. Show less

    • United States
    • Information Technology & Services
    • 1 - 100 Employee
    • Full Cycle Technical Recruiter
      • Jan 2019 - Jul 2019

      San Mateo, CA • Manage the complete recruiting lifecycle from intake meetings with hiring managers through sourcing and offer closing with candidates. • Actively sourcing/recruiting for and building pipelines for various Software Engineering Positions with the following areas of focus: o Java/Web Developers – Front end/Back end/Full-Stack. o Big Data Engineers/Developers/Architects. o Ci/Cd/DevOps Engineers. o IT Security Analysts: vulnerability management, access controls, secure SDLC… Show more • Manage the complete recruiting lifecycle from intake meetings with hiring managers through sourcing and offer closing with candidates. • Actively sourcing/recruiting for and building pipelines for various Software Engineering Positions with the following areas of focus: o Java/Web Developers – Front end/Back end/Full-Stack. o Big Data Engineers/Developers/Architects. o Ci/Cd/DevOps Engineers. o IT Security Analysts: vulnerability management, access controls, secure SDLC etc. • Use LinkedIn Professional Recruiter, proprietary databases and various job boards to post jobs, source and build pipelines. • Develop sourcing strategies and techniques to increase sourcing efficiency using both traditional and non-traditional sources. Show less

    • Technical Recruiter
      • Oct 2018 - Dec 2018

      Fremont, CA • Source candidates and build pipelines for Software Engineers specifically focused on Artificial Intelligence and Machine Learning for the Semiconductor and Retail industries. • Source candidates and build pipelines for Software Engineers specifically focused on Java Technologies for Web Applications (front end, back-end and full-stack) • Source candidates and build pipelines for Product/Applications and Systems Engineers with specialties in Materials Science, Optics and Laser… Show more • Source candidates and build pipelines for Software Engineers specifically focused on Artificial Intelligence and Machine Learning for the Semiconductor and Retail industries. • Source candidates and build pipelines for Software Engineers specifically focused on Java Technologies for Web Applications (front end, back-end and full-stack) • Source candidates and build pipelines for Product/Applications and Systems Engineers with specialties in Materials Science, Optics and Laser technologies. • Use LinkedIn Professional Recruiter, proprietary databases and job boards using Boolean techniques to source and build pipelines. • Develop sourcing strategies and techniques to increase sourcing efficiency using both traditional and nontraditional sources. Show less

    • United States
    • Banking
    • 700 & Above Employee
    • Mortgage Underwriter
      • Jun 2015 - Oct 2018

      Livermore/Hayward • Reviewed loan package to ensure credit worthiness and compliance with investor (FNMA, FHLMC) guidelines and lender overlays on underwriting guidelines. • Conducted thorough credit investigations, including verification of credit information, identities, employment, income, assets, appraisal and title to ensure integrity and validity of loans. • Proficient in evaluating and analyzing Personal and Business Tax Returns. (all forms and schedules) including liquidity analysis when using… Show more • Reviewed loan package to ensure credit worthiness and compliance with investor (FNMA, FHLMC) guidelines and lender overlays on underwriting guidelines. • Conducted thorough credit investigations, including verification of credit information, identities, employment, income, assets, appraisal and title to ensure integrity and validity of loans. • Proficient in evaluating and analyzing Personal and Business Tax Returns. (all forms and schedules) including liquidity analysis when using K1 income. • Assessed borrower’s credit worthiness and repayment ability. • Provided underwriting clarity with clear, concise and appropriate conditions when rendering decisions (approve, counter-offer, restructure or decline) within established timelines. • Kept well informed on all product and guideline changes. • Provided prompt and accurate review of underwriting conditions at final approval and funding.

    • Retail Processing Team Lead
      • Mar 2012 - May 2015

      Livermore/Hayward • Documenting residential loan files to underwriting standards. • Ensure that files are complete before sending them to underwriting. • Explain the loan process and status to borrowers. • Handle an increased loan volume. • Maintain good relationships with clients, loan officers, and underwriters to ensure timely. processing, submission of applications, and exemplary customer service. • Be knowledgeable in automated underwriting systems such as DU/LP. • Take part in the… Show more • Documenting residential loan files to underwriting standards. • Ensure that files are complete before sending them to underwriting. • Explain the loan process and status to borrowers. • Handle an increased loan volume. • Maintain good relationships with clients, loan officers, and underwriters to ensure timely. processing, submission of applications, and exemplary customer service. • Be knowledgeable in automated underwriting systems such as DU/LP. • Take part in the revenue generation process at the department level.

    • Senior Loan Processor/Underwriter
      • Jan 2008 - Aug 2012

      Milpitas • Review application for completeness, request supporting documentation. • Analyze credit, income, assets, disclosures, order Title, MI and appraisal if applicable. • Submit for underwriting through Fannie Mae/Freddie Mac (Desktop Originator, E-magic, Loan Prospector). • Handle subordination/modification for HELOC/HELOAN for major banks and credit unions. • Submit for underwriting approval. • Review and collect underwriter conditions and submit conditions to underwriting for… Show more • Review application for completeness, request supporting documentation. • Analyze credit, income, assets, disclosures, order Title, MI and appraisal if applicable. • Submit for underwriting through Fannie Mae/Freddie Mac (Desktop Originator, E-magic, Loan Prospector). • Handle subordination/modification for HELOC/HELOAN for major banks and credit unions. • Submit for underwriting approval. • Review and collect underwriter conditions and submit conditions to underwriting for final approval. • Upon receipt of final approval, prepare documentation to close. • Provide status update to the borrower and loan officer. • Complete the process of loan application and create documents for closing. • Work with the funding department to resolve any conditions that may arise to facilitate the loan to be sold to an Investor. Show less

Education

  • Marathwada University, Aurangabad
    Master of Computer Applications - MCA, Computer Science
  • University of Mumbai
    Bachelor of Science - BS, Chemistry

Community

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