Experience

Dominium Advisors

• United States
• Financial Services
• 1 - 100 Employee

• Co-Founder / COO

  • Feb 2022 - Present

  Washington, District of Columbia, United States



District

• Founder / Chief Operating Officer

  • Jul 2018 - Dec 2021

  Washington, DC



RealtyShares

• United States
• Investment Management
• 1 - 100 Employee

• Chief Credit Officer / Chief Risk Officer

  • Apr 2016 - May 2018

  Arash is responsible for managing RealtyShare's risk analytic framework, policies, and guidelines.



Citi

• United States
• Financial Services
• 700 & Above Employee

• Head of Risk Policy and Controls

  • Jun 2011 - Mar 2016

  Arash managed a team of 75 risk professionals responsible for developing and implementing Citi’s Mortgage Risk Appetite Framework, for developing and publishing all mortgage credit policies, and for deploying Citi’s credit rules in the origination automated decision engine. Arash also led teams responsible for regulatory reporting, mortgage analytics, and MIS. Citi originates FHA/VA, conforming, and non-conforming mortgage loans. Arash was a member of Citi Mortgage’s Collateral Risk… Show more Arash managed a team of 75 risk professionals responsible for developing and implementing Citi’s Mortgage Risk Appetite Framework, for developing and publishing all mortgage credit policies, and for deploying Citi’s credit rules in the origination automated decision engine. Arash also led teams responsible for regulatory reporting, mortgage analytics, and MIS. Citi originates FHA/VA, conforming, and non-conforming mortgage loans. Arash was a member of Citi Mortgage’s Collateral Risk Committee, the Credit and Market Risk Committee, and the Risk Committee. Show less



Ally

• United States
• Financial Services
• 700 & Above Employee

• Executive Director - Risk Management

  • Nov 2004 - Jun 2011

  From 2005-2006 Arash was Managing Director, and Enterprise Consumer Credit Risk Officer at the RFC subsidiary of Ally (GMAC). His responsibilities were to review and approve all consumer credit risk models prior to their use and to establish loss reserve methodologies. 2007-2008 Arash moved to the US Mortgage group (ResCap) were he lead a team responsible for establishing ResCap's mortgage collateral and fraud policies, underwriting guidelines, and formulating credit/appraisal diligence rules… Show more From 2005-2006 Arash was Managing Director, and Enterprise Consumer Credit Risk Officer at the RFC subsidiary of Ally (GMAC). His responsibilities were to review and approve all consumer credit risk models prior to their use and to establish loss reserve methodologies. 2007-2008 Arash moved to the US Mortgage group (ResCap) were he lead a team responsible for establishing ResCap's mortgage collateral and fraud policies, underwriting guidelines, and formulating credit/appraisal diligence rules for all mortgage products. His team developed the assumptions and models used to determine the allowance for loan losses. Arash was also responsible for communicating asset performance both internally and externally with investors, rating agencies, GSEs, MI companies, and regulators. From 2008-2010 Arash served as the Chief Risk Officer of the ResMor Trust subsidiary of Ally (Toronto, Canada). ResMor funded mortgages and automobile loans in Canada. Arash Managed credit, market, and operational risks. Arash was responsible for the computation of the allowance for loan losses for retained portfolios. He established hedge and risk limits for the portfolio and capital markets activities. Arash was chair of the Risk Committee, member of the Senior Leadership team and ALCO committees. Concurrently, Arash was the Global Consumer Credit Officer for Ally from 2008-2010 where he provided credit oversight over Ally's consumer exposures across all geographies. Ally originated $40 billion in consumer auto loans and $60 billion in mortgage loans. Arash also provided risk oversight over a run-off mortgage book of business in Mexico, the UK, Spain, Germany, the Netherlands and Australia. In 2010 Arash was appointed Chief Risk Officer of Ally insurance ($1.6 billion in written premiums in 2010). He chaired the Risk and Loss Reserving Committees, managed re-insurance activities, credit and operational risks for the group. He was responsible for the actuarial functions. Show less



Fannie Mae

• United States
• Financial Services
• 700 & Above Employee

• Director-Risk Policy Group

  • Jun 1997 - Oct 2004

  Arash began his career at Fannie by developing Fannie's multifamily (apartment buildings) guaranty fee pricing models. He was responsible for developing the Monte Carlo simulation platform that would take default and prepayment models, severity models, rent forecast models, interest rate models, and determine the appropriate guaranty fee for the Fannie's (multifamily DUS) risk exposure. Arash was also responsible for responding to OFHEO's risk based capital test for Fannie Mae. Later he… Show more Arash began his career at Fannie by developing Fannie's multifamily (apartment buildings) guaranty fee pricing models. He was responsible for developing the Monte Carlo simulation platform that would take default and prepayment models, severity models, rent forecast models, interest rate models, and determine the appropriate guaranty fee for the Fannie's (multifamily DUS) risk exposure. Arash was also responsible for responding to OFHEO's risk based capital test for Fannie Mae. Later he developed the house price forecasts that fed into the single family Monte Carlo simulation that fed Fannie's guaranty fee pricing module for single family loans. Arash was responsible for calibrating the models to reflect the appropriate risk premium associated with the exposures that Fannie accepted. Arash's final assignment at Fannie Mae, as Director of the Risk Policy Group, was to develop and deploy an economic capital framework for Fannie. Show less