Experience

Spring EQ

• United States
• Financial Services
• 200 - 300 Employee

• Funding Team Lead, Capital Markets

  • Oct 2020 - Present

  United States

• Funding Specialist, Capital Markets

  • Oct 2017 - Present

  Philadelphia, Pennsylvania



Ditech Financial LLC

• Client Manager, Correspondent Lending

  • Jun 2016 - Oct 2017

  Fort Washington, PA  Assisted delegated and non-delegated clients with clearing loan suspense conditions in the correspondent pipeline. Reduced the suspense reports by 30% through monitoring and reducing audit conditions and recommended top clients to the Platinum Program.  Provided on-going communication, feedback and training for the Account Executives and Sales Directors. Reviewed overall loan suspense trends and ways to remediate and achieve lower turn-times.  Achieved purchase loan turn-times of… Show more  Assisted delegated and non-delegated clients with clearing loan suspense conditions in the correspondent pipeline. Reduced the suspense reports by 30% through monitoring and reducing audit conditions and recommended top clients to the Platinum Program.  Provided on-going communication, feedback and training for the Account Executives and Sales Directors. Reviewed overall loan suspense trends and ways to remediate and achieve lower turn-times.  Achieved purchase loan turn-times of 8 business days within goals of the correspondent channel and assigned regions.  Provided proactive review of clients pipelines in order to expedite loan though the purchase process, increasing overall pull-thru ratio by 28% (Call out on aging loans with no activity, expiring rate locks, expiring docs, purchase transactions and clearing loans with outstanding suspense conditions)  Utilized proficient problem-solving techniques to successfully address and resolve issues for both internal/external clients to continuously improve processes and provide best in class service.  Proactively identified and resolved client issues while enhancing client relationships. Worked with internal partners to escalate issues through internal processes and facilitated interdepartmental communication.  Served as a liaison between clients and internal operational units to identify and solve specific and general issues regarding loan registrations, underwriting, deliveries and final documentation Show less



SEI

• United States
• Financial Services
• 700 & Above Employee

• Operations Analyst, Institutional & Private Client

  • Apr 2014 - May 2016

  Oaks, PA Overall reconciliation of portfolio positions and transactions between SEI’s portfolio accounting system (Advent Geneva) and the portfolio’s custodian bank or prime broker. Prepared daily position and transaction reconciliations among all assigned client’s accounts and respective custodians/prime brokers. Researched and resolved cash and position reconciliation issues. Coordinated with trading and corporate action teams to resolve trading/corporate action discrepancies. Processed cash… Show more Overall reconciliation of portfolio positions and transactions between SEI’s portfolio accounting system (Advent Geneva) and the portfolio’s custodian bank or prime broker. Prepared daily position and transaction reconciliations among all assigned client’s accounts and respective custodians/prime brokers. Researched and resolved cash and position reconciliation issues. Coordinated with trading and corporate action teams to resolve trading/corporate action discrepancies. Processed cash flows requests from clients (contributions and distributions request) & daily reconciliation reports. Booked money market, interest payments, dividend, and custodial fee transactions into Geneva. Communicated workflow/information/escalation issues effectively. Processed daily, weekly, and monthly reconciliation reports and distributed to clients and third parties. Constructed and coordinated detailed job manuals for offshore team. Trained and developed processes for offshore team and reviewed their work for quality assurance. Assist manager with special ad-hoc projects as assigned. Show less



Green Tree Servicing (now Ditech Financial LLC)

• United States
• Financial Services
• 300 - 400 Employee

• Wholesale Operations Funding Coordinator

  • Jun 2013 - Mar 2014

  Fort Washington, PA • Coordinate with mortgage brokers, title/escrow companies and third party vendors during the closing and funding process: assist with solving problems, calculating wire amounts, answering client inquires • Review HUD-1 statements for compliance and accuracy according to RESPA / Investor guidelines, run Compliance Ease tests for High Cost, APR TILA and various states tests • Authorize HUD-1 statements approvals in coordination with title/escrow companies • Assist in gathering… Show more • Coordinate with mortgage brokers, title/escrow companies and third party vendors during the closing and funding process: assist with solving problems, calculating wire amounts, answering client inquires • Review HUD-1 statements for compliance and accuracy according to RESPA / Investor guidelines, run Compliance Ease tests for High Cost, APR TILA and various states tests • Authorize HUD-1 statements approvals in coordination with title/escrow companies • Assist in gathering additional documentation for funding approval • Verify underwriting, closing and funding conditions are cleared prior to closing • Manage wholesale lending queue (20-33 loans daily) for expiring rate locks, HUD-1 suspense conditions and closing/funding dates. Show less



Vantage Point Bank and Financial Services

• United States
• Banking
• 1 - 100 Employee

• Mortgage Loan Closer/Funder

  • Oct 2011 - Apr 2013

  Horsham, PA • Close and Fund residential mortgages about 40-50 loans per month • Generate closing documents for Conventional, FHA, USDA and VA loans using Lender’s Office and DocMagic; final HUD-1 signoff authority • Maintain Monthly Mortgage Closing/Funding and Revenue reports for middle and senior management • Calculate wire transfers to settlement agents/title companies • Complete ad hoc reports and projects as deem necessary by management



Abington Bank

• Banking
• 1 - 100 Employee

• Mortgage Loan Processor/Closer

  • Mar 2008 - Sep 2011

  Jenkintown, PA • Reviewed loan applications from Loan Officers, including: calculating income to debt ratio, ordering appraisals, title reports, private mortgage insurance and flood certifications, analyzing bank statements verifying borrowers’ funding sources. • Analyzed, compare and correcting Loan Prospector report against information and data entered in Encompass 360 program. • Issued mortgage commitments to borrowers, coordinating with Loan Officers, borrowers and title companies on clearing of… Show more • Reviewed loan applications from Loan Officers, including: calculating income to debt ratio, ordering appraisals, title reports, private mortgage insurance and flood certifications, analyzing bank statements verifying borrowers’ funding sources. • Analyzed, compare and correcting Loan Prospector report against information and data entered in Encompass 360 program. • Issued mortgage commitments to borrowers, coordinating with Loan Officers, borrowers and title companies on clearing of all loan conditions prior to settlement. Includes reviewing preliminary HUD-1 settlement statements. Show less



One West Bank formerly Indymac Bank

• Mortgage Closer/Funder

  • Apr 2006 - Mar 2008

  East Norriton, PA • Funded and examined about 6-8 residential loans daily, including refinances and purchases. • Coordinated with underwriters and processors on errors found in MIPS and missed pre-funding conditions. Cleared all conditions prior to funding. • Audited pre-purchased loans from mortgage bankers for compliance with federal, state and IndyMac’s mortgage lending guidelines.



Wilmington Finance

• Financial Services
• 1 - 100 Employee

• Secondary Marketing Associate

  • Oct 2002 - Jan 2006

  Plymouth Meeting, PA • Supported Manager in monthly sales transactions of residential loans on the secondary market. • Analyzed, entered and corrected investors’ stipulations. Managed extensive schedule of investor conditions and detailed loan transaction information. • Reviewed pre-purchase loans with due diligence auditors. Removed declined loans from sales pool and re-targeted them to other investors.



Internal Revenue Service

• United States
• Government Administration
• 700 & Above Employee

• Contact Representative

  • Feb 2002 - Jul 2002

  Greater Philadelphia Area • Researched, calculated and corrected income tax figures on 1040, 1040EZ and 1040A tax returns. Updated taxpayers accounts in IRS computer system.