Experience

The Bancorp

• United States
• Banking
• 500 - 600 Employee

• SBA Construction Officer

  • Oct 2022 - Present

  -Provide guidance to potential clients with SBA requirements as it relates to construction documentation and SBA construction requirements. -Work with Loan Closer prior to loan closing to obtain and approve construction requirements. -Engage 3rd party construction management when applicable. -Establish budget to equate to loan sources and uses. -Communicate with contractor and client throughout project to maintain balance. -Manage disbursements for construction, FF&E and Working Capital as applicable. Show less



First Horizon Bank

• Financial Services
• 700 & Above Employee

• SBA Construction Administrator

  • Apr 2019 - Oct 2022

  -Provide guidance to potential clients with SBA requirements as it relates to construction documentation and SBA construction requirements. -Work with Loan Closer prior to loan closing to obtain and approve construction requirements. -Engage 3rd party construction management when applicable. -Establish budget to equate to loan sources and uses. -Communicate with contractor and client throughout project to maintain balance. -Manage disbursements for construction, FF&E and Working Capital as applicable. Show less



SunTrust

• United States
• Financial Services
• 700 & Above Employee

• SBA Loan Closing Specialist

  • Apr 2012 - Apr 2019

  -Receive, review and analyze loan requests and compile a checklist of items needed prior to closing to ensure compliance with Bank and SBA requirements and regulations - Order third party reports and engage all parties involved in the closing process - Create SBA Authorization for 7a and Express loan products via SBA on-line program named T-soft and receive the SBA approval (receive the PLP #) - Review all incoming documentation for compliance with SBA, Bank and Federal regulations - Key loan in the in-house program named Commercial Loan Origination (CLO) for eventual booking and funding - Review and approve closing statements and document/verify equity injection as required by SBA - Review and approve title commitments and surveys - Review Business and/or Equipment appraisals as necessary - Scan fully executed closing documents into the in-house imaging system (SEDS) - Create coversheet for the Document Tracking System (DTS) to track document exceptions - Record UCC historic filings through CT-Lien - Document and close SBA 504 and 7a loans with renovation and ground up construction components - Follow the SBA 504 program loans to ensure timely debenture - Self monitor and disburse loans that have a construction element valued less than $100,000 -Assist the Construction Department with obtaining proper pre-closing due diligence to ready the loan to close and move smoothly to construction monitoring and disbursement - Record daily activity in SalesForce for upper management reporting Show less



Central Virginia Bank

• Richmond, Virginia Area

• Commercial Loan Closing Specialist

  • May 2001 - Apr 2006

  - Receive, review and analyze loan package from underwriter - Conduct UCC and Title Searches as necessary - Order 3rd party reports - Compile checklist of needed items from client prior to loan closing - Create loan closing documents via in-house program named Laser-Pro - File lien documents electronically or manually - Forward fully executed closing documents to closing department for booking and funding - Maintain existing clients files to include requesting updated financial reports and tax returns Show less