Experience

Scope Group

• Germany
• Financial Services
• 100 - 200 Employee

• Corporate Credit Rating Analyst - Associate Director

  • Jan 2020 - Present

  Industry of Utility and Infrastructure and some exposure to Business Services, Retail and Agribusiness Assessing corporate credit risk for the purpose of ratings ; Presenting rating recommendations to rating committees and, Monitoring existing ratings and when necessary recommending reviews and changes on a timely basis. Achievement: 3 public ratings (AXIÁL Javito, Kereskedelmi es Szolgaltato Kft, ÉLTEX Kereskedelmi és Fuvarozó Kft, Hunland Trade Kft) and 1 research paper (Europe gets serious about nuclear rethink. New investment offers costly, longer-term fix to market, climate, security challenges) Show less



Societe Generale

• France
• Banking
• 700 & Above Employee

• Corporate Credit Analyst

  • Jan 2017 - Jan 2020

  Various industries: Construction & Infrastructures, Telecom, Steel, Aluminum, Commodities, Food, Car Dealer, Oil & Gas (downstream), Real Estate, Wholesale Distribution, Packaging, Small & Intermediate Extrusions... African and Eastern European counterparties. Managing a portfolio of medium-sized to large groups (from €110 million to €15 billion of annual turnover) ; Analyzing credit demands from SocGen subsidiaries or Business Units or from the Coverage side in order to issue a recommendation to Coverage department and Risk department ; Rating of counterparties, following of committments and overshoots, concentration calculation ; Writing of Group analysis in order to have a global view of the counterparty risk (economic and financial analysis) and, Meetings with clients. Show less



Societe Generale Corporate and Investment Banking - SGCIB

• France
• Financial Services
• 700 & Above Employee

• Corporate Credit Risk Analyst

  • Jan 2016 - Jan 2017

  Industries of Oil & Gas, Utilities and Mining. European and Russian counterparties. Portfolio of large Groups. Exposure to the funding and issues relative to raw materials ; Proactive management of a portfolio in order to estimate the credit risk ; Counterparties and facilities analysis (financial analysis, industry monitoring); Counterparties and Groups ratings and, Credit demands/annual reviews preparation combined with appropriate recommendations. Industries of Oil & Gas, Utilities and Mining. European and Russian counterparties. Portfolio of large Groups. Exposure to the funding and issues relative to raw materials ; Proactive management of a portfolio in order to estimate the credit risk ; Counterparties and facilities analysis (financial analysis, industry monitoring); Counterparties and Groups ratings and, Credit demands/annual reviews preparation combined with appropriate recommendations.



ENGIE Global Energy Management & Sales

• France
• IT Services and IT Consulting
• 700 & Above Employee

• Credit Risk Analyst

  • Jun 2015 - Dec 2015

  Industries of Food-processing, Utilities, Building Materials and Oil & Gas. European counterparties (French, Belgian, German, Austrian, Romanian, Dutch, Italian). Writing credit applications on the regulated and non-regulated scopes (financial analysis, industry research and proposal of sales conditions) and, Assigning a credit rating to the firms. Industries of Food-processing, Utilities, Building Materials and Oil & Gas. European counterparties (French, Belgian, German, Austrian, Romanian, Dutch, Italian). Writing credit applications on the regulated and non-regulated scopes (financial analysis, industry research and proposal of sales conditions) and, Assigning a credit rating to the firms.



BRD - Groupe Societe Generale

• Romania
• Banking
• 700 & Above Employee

• Corporate Credit Analyst

  • May 2014 - Apr 2015

  Industries of Air Transport Services, Engineering Consultancy, Construction Material Producers, and Renewable Energy. Helping Relationship Managers for client meeting by preparing short financial analysis; Writing credit files in collaboration with Relationship Managers (financial analysis, cash flow projection…); Analyzing firms’ business plans and, Assigning a credit rating to the firms. Industries of Air Transport Services, Engineering Consultancy, Construction Material Producers, and Renewable Energy. Helping Relationship Managers for client meeting by preparing short financial analysis; Writing credit files in collaboration with Relationship Managers (financial analysis, cash flow projection…); Analyzing firms’ business plans and, Assigning a credit rating to the firms.



Natixis Corporate & Investment Banking

• France
• Financial Services
• 700 & Above Employee

• Investment Analyst

  • Oct 2013 - Mar 2014

  6-month internship. Industries of Food-processing and, Retail Chain in Home Improvement and Do-it-yourself Goods. Financial analysis of annual reports, prospectus, business plans and investor presentations; Drafting of reports with a final opinion as for investment decision; Contact with Coverage, Sales, Origination parties and clients and, Annual communication preparation (consistency monitoring of asset portfolio; research for fund and benchmark performances ; call center training). Show less



Deloitte

• Business Consulting and Services
• 700 & Above Employee

• Audit Assistant

  • Jan 2012 - Mar 2012

  3-month internship. Audit of : - tangible and intangible assets ; - accounts receivable and connected accounts ; - intercorporate investment accounts ; - investment in financial assets and cash accounts and, - accounts payable and connected accounts. 3-month internship. Audit of : - tangible and intangible assets ; - accounts receivable and connected accounts ; - intercorporate investment accounts ; - investment in financial assets and cash accounts and, - accounts payable and connected accounts.



Banque Espírito Santo et de la Vénétie - BESV

• Région de Paris, France

• Account Manager Assistant

  • Mar 2011 - Aug 2011

  6-month internship. Mission: - fiscal bundles and annual report seizure in bank file ; - credit rating assignment to the firms ; - credit committee drafting ; - financial analysis drafting and, - credit committee attending. 6-month internship. Mission: - fiscal bundles and annual report seizure in bank file ; - credit rating assignment to the firms ; - credit committee drafting ; - financial analysis drafting and, - credit committee attending.



Cabinet SELLAM

• Région de Paris, France

• Audit Assistant

  • Jun 2009 - Aug 2009

  3-month internship. Mission: - mutual funds legal control within the financial bodies of valuation ; - assets composition check with regard to the states of the agent and their evaluation ; - analysis of non-settlement on securities and cash accounts reconciliation and, - check of sincerity and accurate image of accounts in all financial statements 3-month internship. Mission: - mutual funds legal control within the financial bodies of valuation ; - assets composition check with regard to the states of the agent and their evaluation ; - analysis of non-settlement on securities and cash accounts reconciliation and, - check of sincerity and accurate image of accounts in all financial statements