Experience

Police Mutual

• United Kingdom
• Financial Services
• 100 - 200 Employee

• MI pricing analyst

  • Feb 2017 - Present

  Analysing the performance of products and finding areas of potential improvements to improve conversion rates. Producing regular reports and dashboards for different areas of the business to monitor performance and aid in making key business decisions. Utilising different computer skills including SQL, data warehouse, DAX, power pivot to pull together information from different sources to view data in different ways to spot any oddities. Analysing the performance of products and finding areas of potential improvements to improve conversion rates. Producing regular reports and dashboards for different areas of the business to monitor performance and aid in making key business decisions. Utilising different computer skills including SQL, data warehouse, DAX, power pivot to pull together information from different sources to view data in different ways to spot any oddities.



RSA

• Insurance
• 700 & Above Employee

• Finance Actuarial Analyst on Commercial Reserving team

  • Oct 2007 - Dec 2016

  Developing actuarial and statistical reserving models, which result in proposing timely, accurate and insightful results. Conducting detailed actuarial analyses to monitor business performance. Extracting and gathering data fit for reserving purposes, including reconciliations back to line of business systems and continuous developments to its quality to enable more detailed and advanced modelling. Creating and presenting the quarterly results to key stakeholders within the business including debating and justifying the approaches selected. This involves building and maintaining effective working relationships with information suppliers and users. Rotating between Motor Reserving, Solvency 2 development team and Commercial Property team shows the ability to adapt and perform strongly in new areas of focus. Implementing the Treaty Reinsurance Indexation calculations, which ensure accurate reporting of the net position of the business. Analysing the preliminary graphical output and other diagnostics to identify any new emerging features. Performing sensitivity analyses to find the most pertinent assumptions that invite further investigation. Show less



Royal Liver Assurance

• Valuation Actuarial Analyst

  • Sep 2006 - Oct 2007

  Routinely producing clear and concise work to audit standard.Examining the asset data held by the Society, reconciling to separate sources of data to ensure accuracy followed by stress testing (as specified under regulations).Analysing changes to average factors from the previous valuation and providing rationale for any significant movements.Testing data reasonably, which included building a new checklisting procedure to be used at each subsequent valuation to ensure there were no errors or missing data.Generating, testing and agreeing the assumptions to use within the modelling software. These included relevant mortality rates, lapse rates, future bonus rates and expenses.Involved in the implementation of PS05/01 regulations. Show less

• Actuarial analyst on Manufacturing & Operations team

  • Aug 2004 - Sep 2006

  Involved in project work across many business areas. This involved using communication and negotiation skills when dealing with a range of teams from senior managers to non-technical staff to ensure project delivery.Producing complicated calculations for non-standard requests from policyholders including surrender calculations, contribution holidays and composing explanatory paragraphs.Developing and improving processes to improve quality and optimise efficiency gains.

• Actuarial Analyst on Financial Investigations team

  • Sep 2001 - Jul 2004

  Involved in various calculations, relating to the full range of the Society's product range, including business that had recently been taken over.Devising the persistency analysis to summarise the number of lapses across different groups of policies.

• Actuarial Analyst on Pension Review team

  • Nov 2000 - Aug 2001

  Calculating potential compensation for policyholders from old occupational pension schemes and verifying if any AVC funds were available.