Experience

Mirae Asset Mutual Fund (India)

• India
• Financial Services
• 100 - 200 Employee

• Senior Vice President- Head Risk REITs - Real Estate

  • Jan 2021 - Present

• Vice President - Head Risk REITs - Real Estate

  • Oct 2020 - Dec 2020

• Vice President

  • Oct 2019 - Oct 2020



TATA CAPITAL HOUSING FINANCE LIMITED

• Deputy Vice President Head Risk (Developer Finance)

  • Apr 2018 - Sep 2019



Tata Capital Housing Finance

• Head Risk - Developer Finance

  • May 2017 - Mar 2018



Tata Capital

• India
• Financial Services
• 700 & Above Employee

• Associate Vice President

  • Apr 2016 - Apr 2017

• Assistant Vice President

  • Apr 2013 - Mar 2016

  Credit Analysis, Corporate Credit, Relationship Management, Project Implementation, Senior Management Presentations & Reporting

• Senior Manager - Risk

  • Aug 2010 - Mar 2013



Dhanlaxmi Bank Limited

• India
• Banking
• 500 - 600 Employee

• Senior Credit Manager - TAG and Wholesale Banking Division

  • Oct 2009 - Aug 2010



Dhanalakshmi Bank Ltd

• Credit Manager

  • Oct 2009 - Mar 2010

  Job Responsibilities: Developing credit proposals involving detailed business model presentations, financial risk profile analysis, Structuring of deals enabling the Bank and the Borrower to evolve into the best possible deal structure, Facilitating business groups achieve their targets by way of maintaining a healthy credit portfolio and offering borrowers the entire gamut of credit products of the Bank.Assessing the borrowers to provide a optimum limit in line with the Credit Policy of the Bank.Renewing existing relationships and exiting weak clients by way of framing proper exit strategies or restructuring deals.Weeding out potentially non viable business proposition for the Bank by filtering out low credit worthy Corporate Clients.



ICICI Bank

• India
• Banking
• 700 & Above Employee

• Credit Risk Analyst

  • Jul 2007 - Oct 2009

  Credit appraisal & Risk mitigation, involving detailed analysis of business models, financial analysis, peer analysis, bank conduct analysis, assessment of limits and sanctioning credits to borrowers, structuring deals to enable business achieve its targets without compromising on bank's objectives for entire set of products targeted for the clients at the Bank.Maintaining strong portfolio and minimizing NPAsRenewing existing relationships and exiting weak clients by way of framing proper exit strategies



HDFC Bank

• India
• Banking
• 700 & Above Employee

• Summer Internship Program - During MBA

  • Apr 2006 - May 2006

  Project Details: 1. Understanding the operational details as to how the bank manages the cash and funds of the corporates. 2. Recommendations to the bank as to enhance its operations. 3. Inter-bank comparisons as to how different banks perform their Cash Management, some of the banks covered were ICICI Bank, Citi Bank, SBI, etc. 4. Client Survey of the bank and finding what exactly the customers are wanting from the bank and where the bank stands vis-a-vis their competitors in their perception. 5. Giving training to the employees of the bank on CMS. Project Guide: Mr.T.V.N. Raghuram, State Head - A.P., Corporate Operations.; Job Responsibilities:Handling of Sales, Accounts Maintenance, Promotional Activities, and Overall Management of the Business.