Experience

Rainsoft Financials

• Pakistan
• Financial Services
• 1 - 100 Employee

• • Nov 2018 - Present

  Team Lead Underwriter and Credit Analyst: Major duties Includes• Collateral checks such as title insurance, hazard insurance, property appraisal review, and inspection report.• Review and analysis of loan applications to ensure completeness, consistency, and compliance.• Client background checks include credit report analysis, job and salary confirmation, asset & liability evaluation.•Decision making to approve or deny the loan application. •Evaluate loan risk through verification of loan application information.•Verify application information against loan criteria guidelines and standards.•Identify and record application deficiencies required for rejecting mortgage loans.•Evaluate residential mortgage loans risk on a timely basis based on sound underwriting decisions.•Provide prompt, quality service to originating branches and correspondents professionally.•Assist with needs of Production Coordinators, Closers, Document Drawers, and Funders.•Ensure compliance with underwriter market standards.•Assist in training new underwriters and origination staff members. Show less

• • Nov 2016 - Nov 2018

  Prepare final documentation and mortgage-closing packages for conventional, home-equity loans. Review loan files and title commitments to ensure loans are ready to close.• Prepare loan documents & settlement statements• Audit loan documents, pre/post-closing for compliance salability to investors • Schedule closings with borrowers, brokers, escrow officers, loan officers• Work with Manager, Underwriter & Loan Officers in a team environment • Compiled statistical reports and keep daily logs on closings• Proficient knowledge of Conforming, compliance with government regulations• Give training to new closers Show less

• • Nov 2015 - Nov 2016

  I have more than 1 years of experience working primarily with Mortgage Industry. As a closer, I possess a strong business background and the skills necessary to work on daily business issues, identify solutions and achieve the desired result.• Receive cleared loan package from mortgage processor• Review loan for accuracy and completeness• Ensure loan file is complete and ready for post-closing department• Work with processing, sales, and underwriting to ensure accurate and compliant loan package• Send loan package to the closing agent • Assist funding and post-closing with outstanding closing issues• Assist with training new closer Show less



WorldXperts

• 116-A Al-Azhar Garden

• Coordination Officer

  • Jun 2011 - Nov 2015

  ● Handling of Beneficiary & Stakeholders Complaints ● Provide Guidance and Support to staff ● Ensure Timely Development and Submission of work plans & relevant reports ● Lead the field team in accordance with the project activities ● Ensure guidance & support to any staff member during field activities ● Ensure effective participation of the established groups ● Handling of Beneficiary & Stakeholders Complaints ● Provide Guidance and Support to staff ● Ensure Timely Development and Submission of work plans & relevant reports ● Lead the field team in accordance with the project activities ● Ensure guidance & support to any staff member during field activities ● Ensure effective participation of the established groups



Meritocracy Inc.

• 2 nd floor, Maqbool Heights Block 10 Gulshan-e- Iqbal.

• Assistant Operation Manager

  • Nov 2009 - Nov 2010

  To Assist the Manager Operations and perform admin tasks. ● Maintain Records & provide the task to the concerned supervisors. ● Observing and Managing client's regular expenses and income. Book Keeping, VIA QuickBooks. ● Monitoring rectifications of customer complaints. ● Responsible to give basic training of new updates to fellow team members. To Assist the Manager Operations and perform admin tasks. ● Maintain Records & provide the task to the concerned supervisors. ● Observing and Managing client's regular expenses and income. Book Keeping, VIA QuickBooks. ● Monitoring rectifications of customer complaints. ● Responsible to give basic training of new updates to fellow team members.