Ang Chen
Senior Manager at LendingClub- Claim this Profile
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English Full professional proficiency
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Chinese Native or bilingual proficiency
Topline Score
Bio
Credentials
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CFA Level III Exam Passed
CFA institute
Experience
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LendingClub
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United States
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Financial Services
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700 & Above Employee
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Senior Manager
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Mar 2023 - Present
Loss Forecast and Allowance
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Credit Risk Manager
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Sep 2018 - Mar 2023
• Led a team of 2 analysts to optimize risk strategies for Secured Personal loan & Cash-Out Refinance product and monitored the funnel conversion and credit performance.• Developed and implemented approve/decline, pricing, and loan amount assignment strategies for Secured Personal Loan & Cash-Out Refinance product from scratch, utilizing credit bureau and internal retro data.• Optimized and implemented risk strategies for auto refinancing products.• Designed collection policy/ Loss Mitigation Programs for Secured Personal Loan portfolio.• Developed loss curves and prepayment curves for both auto refi and secured personal loan portfolio and developed portfolio yield and amortization calculation.• Provided analytical support for the investor team’s portfolio sale effort. Show less
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Sr. Risk Analyst
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Feb 2017 - Sep 2018
Auto Refinancing Risk Strategy
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PNC
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United States
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Financial Services
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700 & Above Employee
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Quantitative Analytics and Model Development Analyst Sr
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Jul 2016 - Feb 2017
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Quantitative Analytics and Model Development Analyst Sr
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Sep 2014 - Jun 2016
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FactSet
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United States
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Financial Services
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700 & Above Employee
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Research Analyst
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Mar 2013 - Sep 2014
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Education
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Case Western Reserve University - Weatherhead School of Management
Master, Finance -
Sun Yat-Sen University
Bachelor of science, Biotechnology; Minor in Finance