Experience

Optimal Blue

• United States
• Financial Services
• 100 - 200 Employee

• Sr. Secondary analyst

  • Oct 2017 - Present

  Secondary client services Secondary client services



Mission Fed Credit Union

• United States
• Banking
• 300 - 400 Employee

• Secondary Marketing Analyst

  • Jul 2013 - Sep 2017

  Managing all aspects of secondary marketing to include pricing, trading, lock pipeline management, investor relations, delivery, reporting, portfolio analysis etc. Managing all aspects of secondary marketing to include pricing, trading, lock pipeline management, investor relations, delivery, reporting, portfolio analysis etc.



Union Bank

• United States
• Banking
• 700 & Above Employee

• Pricing/Investor Relations Specialist

  • Jan 2010 - Jul 2013

  - Developed and maintained a daily Best Execution for loan delivery to investors. - Reported and enhanced daily position and risk reports for conforming loans to be sold to investors. - Designed reports for market competition by comparing product and price matrices of competitive credit overlays to include multiple price adjusters. - Played a lead role in implementation of new policies and procedures for adapting to a conforming business model.- Led projects as an SME with a focus on origination and secondary marketing systems conversions. Aligning new systems with current and future policies for best in practice pricing and delivery. - Developed analysis of FHA vs. in house CRA products for marketing purposes.- Led capital markets team on a multi-departmental development of Mismo file for data delivery to GSE's (ULDD). - As an SME, assisted in development of departmental flow charts for corporate risk management.- Packaged and delivered mortgage loans to investors while keeping repurchase risk minimal. Show less

• Post Closing Specialist II

  • Jan 2008 - Jan 2010

  - Prepared and delivered mortgage loans to investors that required cross functional work in areas such as document custodial operations, quality control and underwriting. Monthly average $3MM.- Ensured accuracy of investor guidelines for residential loans sold to investor. - Performed lock desk duties to ensure interest rate risks were mitigated. - Audited samples of funded loans to ensure accurate pricing was given for all retail and wholesale mortgages. - Reconciled general ledger to ensure pricing accuracy of funded loans. Resolved problems with investors on a monthly basis.- Weekly mark to market of current conforming originations. Also included quarterly MSR valuation of current servicing portfolio. - Design and tested pricing structure in Dorado and Loansoft systems for end user applications. Show less

• Loan Processor II

  • Jun 2005 - Jan 2008

  - Processed 1st and 2nd trust deed retail loans.- Responsible for high volume pipeline: 40+ monthly processing - Obtain level one lending authority to sign off on third party approval conditions and income analysis.



US Navy

• United States
• Armed Forces
• 700 & Above Employee

• Petty Officer

  • Jan 2001 - Oct 2004

  3rd Class (Signalman/Quartermaster) Navigation/Communication specialist 3rd Class (Signalman/Quartermaster) Navigation/Communication specialist