Experience

Aedificium Banca pentru Locuinte

• Banking
• 1 - 100 Employee

• Credit and Guarantees Administration Expert/ Credit and Guarantees Administration Coordinator

  • Apr 2004 - Present

  disburse the credit to the clients and monitoring them together Accounting Department administrating client’s credits and their accounts monitoring the client’s requests for the anticipated reimburse entire or partial credits monitoring the client’s contractual clauses for being straight to write down and radiate the client’s guarantees to AEGRM preparing internal reports regarding administrating clients credits preparing addresses and notifications for allocated credits monthly preparing addresses and notifications on client’s demanded requesting allocation credits limit to the Treasury Department representing the person authorized by the Bank to preparing reports for CRB preparing reports for the Credit Desk preparing reports for the management of the Bank regarding disburse the credit to the clients and monitoring their credits situation verifying the justificatory documents for the credits making contracts for being signed both of the clients and the bank: credit contracts, cash collateral contracts on the saving account, mortgage contracts, representing the person authorized by the Directors Committee to report suspicious transactions to the National Office for Preventing and Fight Against Money Laundering having responsibilities, together with Legal Department to make internal norms regarding to law no.656/2002 for Preventing and Fight Against Money Laundering and Norm 3 of National Bank of Romania for " Know your Customer" actualizing the Norm for Preventing and Fight Against Money Laundering and Financing the terrorist acts according the operation Lows actualizing the Norm for Know your customers according the operation Lows beginning and finalizing the project of the electronic archive beginning and finalizing the project of the automatization contracts coordinating the activity of the credit and guarantees administration department Show less



Volksbank Romania

• Romania
• Banking
• 100 - 200 Employee

• Credit Officer

  • 2003 - 2004

  monitoring both lending and non – lending relationships with individual customers maintaining contacts with specific groups of customers on a regular basis gathering information on the prospective clients ensuring that the products offered are feted on customer’s needs ( co – operating with Bank Staff in this respect ) participating in first contact discussions with non – bank customers according to the Marketing plan preparing limits and lines for the client according to customer’s needs and presenting them to the Credit Committee gathering customer’s financial statements and preparing yearly reviews preparing preliminary risk evaluation analyses to be presented to the Credit Committee Show less



Volksbank Romania

• Romania
• Banking
• 100 - 200 Employee

• Junior Category Manager

  • Feb 2001 - Feb 2002

  commercial correspondence with suppliers regular correspondence with branches prices –modifying and implementing them into the system keeping records on suppliers and articles establishing the articles to be advertised verifying the goods in stock daily keeping records on sales listing new articles making orders to suppliers correspondence on advertising matters listing new suppliers changing the bar codes into the system closing the bad sold articles making invoices for marketing and advertising services Show less



"ATHENAEUM"​ Group S.R.L

• București, România

• Associate Accountant

  • 1999 - 2002

  banking operations: statements of accounts, payment orders, bank transfers bookkeeping, invoices, payments, salaries inventories and stocks commercial correspondence banking operations: statements of accounts, payment orders, bank transfers bookkeeping, invoices, payments, salaries inventories and stocks commercial correspondence