Experience

PT. Bank Bumi Arta Tbk.

• Financial Services
• 200 - 300 Employee

• subbranch manager

  • Jan 2018 - Present

  Directing all operational aspects including distribution, customer service, human resources, administration and sales in accordance with the bank's objectives. Providing training, coaching, development and motivation for bank personnel. Developing forecasts, financial objectives and business plans

• Authorized

  • Jan 2012 - Dec 2017

  1. Directly supervises staff. Carries out supervisory responsibilities in accordance with thebank’s policies. Assists with training, planning, assigning and disciplining of employees in the Branch.2. Plans and schedules the daily workflow and coordinates with other areas as required to ensure compliance with service standards and regulatory deadlines.3. Assures high quality and friendly customer service and adherence to sales and brand standards.4. Resolves customer inquiries/complaints and situations in a positive professional and efficientmanner.5. Promotes effective sales and service environment6. Approves transactions within established guidelines7. Participates in the opening and closing of branch. Conducts security inspection of building andgrounds under dual control.8. Conducts regular staff meetings to insure compliance with all Bank policies and procedures.9. Achieve satisfactory audit ratings10. dentify and mitigate audit ratings11. Expense control

• Credit Analyst

  • Jan 2008 - Jan 2012

  1) Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.2) Prepare reports that include the degree of risk involved in extending credit or lending money.3) Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.4) Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.5) Generate financial ratios, to evaluate customers' financial status.



Pt adira dinamika multifinance

• Financial Analyst

  • Jan 2005 - Jan 2008

  1. Review Insentive for Dealer and Marketing. 2. Monitoring Operation Cost on Branches.3. Analyze all Dealer Promotion Request.4. Create Product Request Fund from Branches 1. Review Insentive for Dealer and Marketing. 2. Monitoring Operation Cost on Branches.3. Analyze all Dealer Promotion Request.4. Create Product Request Fund from Branches