Experience

Franklin Mutual Insurance Company
• United States
• Insurance
• 1 - 100 Employee
• Personal Lines Underwriter

  • Oct 2018 - Present


State Farm ®

• United States
• Insurance

• Fire Insurance Underwriter

  • Oct 2006 - Jul 2018

  • Risk analysis for homeowner, renter, condominium, manufacture home, boat, personal article, personal umbrella, rental dwelling, rental condominium, and premises liability policies for all 50 states • Determined applicant’s eligibility based on underwriting reports, MVR records, state rules and regulations • Processed electronic applications and support documentation completing approval or declination of new business • Used deductible, incorporation of endorsements and exclusion… Show more • Risk analysis for homeowner, renter, condominium, manufacture home, boat, personal article, personal umbrella, rental dwelling, rental condominium, and premises liability policies for all 50 states • Determined applicant’s eligibility based on underwriting reports, MVR records, state rules and regulations • Processed electronic applications and support documentation completing approval or declination of new business • Used deductible, incorporation of endorsements and exclusion strategies for risk mitigation and eligibility • Conducted peril risk management eligibility reviews including wind, hail, coastal, wild fire, and earthquake exposures • Resource for one-of-a-kind risks and complex household inquiries • Re-underwrote existing book of business to maintain quality risks, favorable loss ratios and company profitability goals • Analyzed survey reports for new and existing business for risk maintenance recommendations • Conducted agency office visits to deliver training and maintain agency relationships • Interpreted contract language to agency staff for “what if” questions presented by our policy holders • Researched/ prepared reports for management and legal counsel to aid in the process of Department of Insurance Complaints • Underwriting resource to our claim partners for coverage verification, new contracts and endorsements • Liaison between underwriting and claims for oil and lead paint claim processing Show less



P & R Fasteners

• United States
• Turned Products and Fastener Manufacturing
• 1 - 100 Employee

• Account Representative

  • 1997 - 2005

  United States • Worked directly under the Director of Sales of the Automotive Division • Prepared and followed up on quotation packages and bids presented to corporate buyers • Maintained production and inventory control exceeding a $20-million budget • Reviewed and approved multi-million contracts prior to product development • Gathered and analyzed cost data for sale bids valued at $100,000 and up • Administered new product development process from inception to sample pre-production approval… Show more • Worked directly under the Director of Sales of the Automotive Division • Prepared and followed up on quotation packages and bids presented to corporate buyers • Maintained production and inventory control exceeding a $20-million budget • Reviewed and approved multi-million contracts prior to product development • Gathered and analyzed cost data for sale bids valued at $100,000 and up • Administered new product development process from inception to sample pre-production approval from customer • Negotiated foreign account packages for product delivery and services • Liaison between production engineers and customer representatives to improve product applications • Provided international/domestic customer service • Assisted in the development of a step-by-step process for troubleshooting quality control issues • Devised original method for systematically analyzing and distributing sales and inventory data for supply/order control • Provided translating/interpreting services (English-Spanish) Show less