Experience

Wintrust Commercial Finance

• United States
• Financial Services
• 1 - 100 Employee

• Operations Analyst

  • May 2019 - Present



Rushmore Loan Management Services LLC

• United States
• Financial Services
• 300 - 400 Employee

• Senior Modification Reconciliation Analyst

  • Nov 2017 - May 2019

  ♦ Responsible for timely certification of modification adjustments as pertains to both remaining balances and associated system transactions ♦ Audit and reconcile the application of funds determined by Underwriting and Closing teams to ensure all cash processed accurately to the original decision rendered with the borrower on Capitalization, Deferred or Forgiven amounts agreed upon ♦ Identify process gaps; provide remediation recommendations for recurring errors based on root cause analysis performed ♦ Report monthly quality control findings to upper management by each investor serviced ♦ Create and maintain procedural updates for changes that occur in Default Credit Risk Show less



Carrington Mortgage Services, LLC

• United States
• Financial Services
• 700 & Above Employee

• Senior Investor Reporting Analyst

  • Oct 2016 - Nov 2017

  ♦ Managed relationships with GSE and Privately owned representatives, single point of contact ♦ Performed pool to security reconciliations and test of expected cash analysis. Quantify overages and shortages and take appropriate steps to clear variances prior to the aging deadlines. ♦ Monitored PI & TI custodial accounts to ensure no overdrafts occurred and advances were funded timely; processed wires and journal entries to balance accounts ♦ Identified and targeted a root cause resolution to investor-related issues surrounding summary report of findings, monthly scorecard metrics ♦ Communicated new publications published by All Regs and update investor reporting policy and procedures to comply with new requirements ♦ Developed and present recommendations to mitigate control issues; improve the effectiveness and efficiency of department operations ♦ Analyzed system cutoff activity based on the remittance methodology assigned by the pooling servicing agreements for each trustee; created and distributed monthly loan-level reports Show less



Capital One

• United States
• Financial Services
• 700 & Above Employee

• Principal Accounting Coordinator

  • Jan 2013 - Oct 2016

  ♦ Managed $7.5 Billion portfolio of serviced for others single-family loans consisting of Fannie Mae, Freddie Mac, Ginnie Mae and Private labeled securities, owned by Wells Fargo, U.S. Bank and Bank of America; trained new hires ♦ Reported monthly loan-level activity, remitted funds and reconciled test of expected cash variances in each respective custodial account ensuring adequate funding for the distribution of investors adhering to established pooling servicing agreements ♦ Monitored and maintained contractual due diligence by recovering all advances to Capital One while eliminating loss, minimizing risk and maximizing profitability for all shareholders ♦ Cross-Departmental communication with Capital/Secondary Marketing and Default areas to effectively deliver the specifics surrounding each loan or pool in its’ entirety ♦ Developed departmental test plans and implemented quality controls in accordance with government regulators (CFPB and Reg AB); automating processes to streamline year-end and monthly internal/external audits that remained within the investors’ guidelines ♦ Assisted in 1099-C cleanup effort project with Credit Bureau Reporting Show less



Homeward Residential, Inc.

• United States
• Financial Services
• 200 - 300 Employee

• Staff Accountant

  • Aug 2012 - Jan 2013

  ♦ Compile financial data from the corporate balance sheet and income statement to execute month end reporting in accordance with internal compliance and controls ♦ Balanced monthly reconciliations to the general ledger on multiple accounts; record intercompany transactions ♦ Submitted variance analysis reports, accruals and amortize interest expenses, custodial fees and maintained the origination warehouse lines ♦ Worked closely with Accounts Payable, Account Receivable and Financial Planning & Analysis teams in order to properly clear outstanding variances and forecast budgeting accordingly Show less



JPMorgan Chase & Co.

• United States
• Financial Services
• 700 & Above Employee

• Senior Operations Analyst

  • Feb 2011 - Aug 2012

  ♦ Analyzed and researched loans eligible for the Home Affordable Modification Program (HAMP) monthly in order to effectively report all delinquencies to the investor♦ Prepared bulk loan level data files requiring extensive due diligence ensuring accuracy and timely delivery; providing data integrity and quality assurance validations for audit compliance reviews♦ Processed and reconciled monthly and annual U.S. Treasury HAMP incentives, submitted the supporting documentation to perform the appropriate funds transfer in order to clear outstanding account outages♦ Distributed investor payment reduction cost shares to the Investor Reporting group for further remittances to private label securities Show less

• Accountant - Auditor

  • Apr 2010 - Feb 2011

  ♦ Performed quality audits on workflow production reporting within established investor guidelines and operational procedures per state and federal requirements♦ Reconciled daily payment activity and maintained an excessive vendor file and thoroughly documented W9 forms, validating social security and tax identification numbers prior to processing vendor setup or changes; year-end tax purposes♦ Responsible for vendor management oversight; handled escalated payment inquires



Bear Stearns & Co.

• Lewisville, Texas

• Treasury Analyst

  • Jan 2006 - Apr 2010

  ♦ Created journal entries for all daily cash activity related to Corporate cash reconciliation ♦ Processed a high volume of wires and positive pay exceptions ♦ Managed signature cards for proper monetary approval limits ♦ Monitored EFT’s and forecasted end of day expenditures for better cash positioning ♦ Compiled all financial activity adhering to internal compliance for accurate and timely end of year external auditing ♦ Updated policy and procedures, trained new hires, offshore liaison; managed SLA’s, processed ACH setups and submitted NSF corrections Show less