Founder

• Jul 2019 - Present

• Feb 2018 - Jun 2019

Handling complete Credit Life Cycle for Top Corporate clients of the Bank with Average Ticket Size of Rs.5 Crore and above including ensuring Compliance with Regulatory and Bank Credit Policy. Credit Assessment, Due Diligence, Financial and Non Financial Analysis, Credit Scoring across industry sectors.Structuring of Credit as per the requirements of the client and Bank guidelines.Post Sanction monitoring and annual review of the Customer Base.

• Jun 2015 - Jan 2018

• Jul 2013 - May 2015

Exploring avenues for income generation for the bank by way of acquiring new clients and managing existing relationships. Appraisal, analysis of financial statements of the companies to put up credit proposals. Structure the proposal as per the clients requirement. Defend the proposal and obtain desired risk rating and also facilitates for the clearance of proposal from the various support groups mainly Legal, compliance, Balance Sheet Management Group, Credit Middle office etc. Presenting the proposal in the committee meetings and getting the committee clearance for the proposal. Documentation, verification and disbursal of loans to clients. Post sanction monitoring of assets through stock statements analysis, market feed back and account transaction tracking. Liasoning with other bankers to obtain and share of information on clients credit performance. Satisfying the compliance requirements of bank in terms of self audit, filling of documents and maintain MIS. Enhancing relationship value in terms of earning more income from the client by tailoring various products suited to the client. Analysis of industries to understand the trends, scenarios, risks, opportunities and apprising the same to management. Post Sanction monitoring and annual review of the Customer Base. Show less

• Nov 2010 - Jun 2013

Handling complete Credit Life Cycle for Top Corporate clients of the Bank with Average Ticket Size of Rs.100 Crore and above including ensuring Compliance with Regulatory and Bank Credit Policy. Credit Assessment, Due Diligence, Financial and Non Financial Analysis, Credit Scoring across industry sectors.Structuring of Credit as per the requirements of the client and Bank guidelines.Post Sanction monitoring and annual review of the Customer Base.