AMIT JINDAL
Credit Admin(Retail Assets) at SBI Canada Bank- Claim this Profile
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English Full professional proficiency
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Hindi Native or bilingual proficiency
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Punjabi Professional working proficiency
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Spanish Limited working proficiency
Topline Score
Bio
Pulkit Gupta
I’ve worked under the guidance of Mr Amit during my initial years at Singla timbers. His systems focused mindset in operations, HR planning and policies made it a breeze for everybody around to bring their best foot forward and made sure everybody’s interest are aligned to make the organisation grow. I fondly remember him saying .People don’t work,systems do. An HR wizard,brilliant at managing teams. A leader,always looking out for his team before he does for himself. A true linchpin.
Pulkit Gupta
I’ve worked under the guidance of Mr Amit during my initial years at Singla timbers. His systems focused mindset in operations, HR planning and policies made it a breeze for everybody around to bring their best foot forward and made sure everybody’s interest are aligned to make the organisation grow. I fondly remember him saying .People don’t work,systems do. An HR wizard,brilliant at managing teams. A leader,always looking out for his team before he does for himself. A true linchpin.
Pulkit Gupta
I’ve worked under the guidance of Mr Amit during my initial years at Singla timbers. His systems focused mindset in operations, HR planning and policies made it a breeze for everybody around to bring their best foot forward and made sure everybody’s interest are aligned to make the organisation grow. I fondly remember him saying .People don’t work,systems do. An HR wizard,brilliant at managing teams. A leader,always looking out for his team before he does for himself. A true linchpin.
Pulkit Gupta
I’ve worked under the guidance of Mr Amit during my initial years at Singla timbers. His systems focused mindset in operations, HR planning and policies made it a breeze for everybody around to bring their best foot forward and made sure everybody’s interest are aligned to make the organisation grow. I fondly remember him saying .People don’t work,systems do. An HR wizard,brilliant at managing teams. A leader,always looking out for his team before he does for himself. A true linchpin.
Credentials
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Accredited Mortgage Professional of Canada (AMPC)
UBC Sauder School of BusinessJan, 2021- Nov, 2024 -
Investment Funds in Canada (IFC)
Canadian Securities Institute (CSI)Jun, 2019- Nov, 2024 -
Dealing Representative Proficiency Course
RESP DEALERS ASSOCIATION OF CANADA
Experience
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SBI Canada Bank
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Canada
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Financial Services
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1 - 100 Employee
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Credit Admin(Retail Assets)
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May 2020 - Present
• Maintaining integrity of customer and financial records and ensuring business practices conform to established Bank policies and procedures.• Provided Detailed Document Review & Financial Analysis: For SF Residential Mortgages /Retail loans, reviewed KYC, credit reports, AML and compliance with the FCPF and Bank’s guidelines and procedures. Credit note prepared after evaluation of crucial ratios i.e., GDS/TDS ratios, LTV, Net worth, Risk Rating, Pricing, once deal passes through the test of 5 Cs of the credit.• Identify and analyze the Financial, Business and Credit risk in each deal and present the credit note with due mitigating factors for approval.• Cross-Functional Communications: Demonstrated excellent follow up -through with a variety of internal departments (i.e., Compliance, Risk, Mortgage Servicing) as well as liaise with external Agents, Closers, appraisers, and mortgage insurers to ensure accurate and timely completion of lending process and provide status update of the deal to all stakeholders.• Proficient in using MS-Office suite viz word, excel, banking and risk rating tools like Finacle, LMS, etc., and quickly adaptable to the new underwriting/CRM applications.• Monitored the portfolio with monthly reviews of results based on the various reports submitted periodically to concerned departments. • Successfully attended external audit along with responding to Internal Audit/AQR/Compliance reviews on regular basis and timely manner.• Adjudicated SF Residential mortgage and Retail loans recommended by the sourcing team within the bank guidelines and adhering to all AML, compliance, FCPF guidelines.•Review, Prepare and Issuing Renewal commitments for Single Family Residential mortgage and retail lending loans of the portfolio after scrutiny while adhering to stipulated timelines.• Ensure all required documents are correctly archived electronically.• Training branch staff in SF Residential mortgages and Retail loans legal documents. Show less
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Customer Contact Representative
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Sep 2016 - May 2020
Client On boarding and KYC analysis• Performed KYC/EDD (Enhanced Due Diligence) reviews for Clients across all risk classifications• Monitored new business pipeline to ensure clients are on-boarded and accounts are timely created• Ensured client data and document processes comply with regulations, guidelines, bank standards & policies⠀⠀⠀ ⠀Customer Service and Banking Operations• Advised and guided the clients on various banking products like Saving Account, Current Account, Fixed Deposits• Handled communication via telephone / email with various Banking institutions, liaised with our stakeholders in other departments as well as clients on daily basis⠀⠀⠀ ⠀Transaction Processing and Monitoring• Cash Handling: Responsible for operating cash and maintenance of the cash register, ensuring compliance with the policies and procedures of the bank• Transaction Processing: Outgoing payments, Remittances and Forex Transactions• Monitored and investigated the payments and transactions through screening mechanisms, whilst ensuring maintenance of a robust audit trail and documented rationale of all decisions made⠀⠀⠀ ⠀Fraud checks• Performed proper client background checks, sanctions, PEP screening, and immigration checks• Proficient in using tools/applications like Equifax, LexisNexis to meet due diligence obligation.⠀⠀⠀ ⠀Risk, Compliance and Financial Crime Demonstrated working knowledge of global financial crime regulatory requirements - Know Your Customer (KYC), enhanced customer due diligence (CDD / EDD) requirements, client name screening, transaction monitoring, AML &TF and country risk assessments for financial crime.Monitored high risk customer transactions and raised the suspicious activity reports (SAR) to BCO (Branch Compliance Officer) Show less
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Singla Timbers Pvt Ltd
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Kandla,Gujarat,India
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Manager
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Nov 2005 - Mar 2016
Relationship Management and Business Development • Client Meetings: Point of Contact for all the Retail Customers in Gujarat and Rajasthan • Responsible for new Customer Acquisition and deepening existing relationships with customers • Strategizing & implementing innovative sales programs to improve the product awareness & business volumes Sales and Relationship Management • Periodic portfolio monitoring for the customers and designed Marketing Strategies and plans • Handled revenue of 50+ crores INR annually (About 8.00MM CAD) with 50+ retailers in Gujarat and Punjab Zone • Forecasting and planning monthly & quarterly sales targets and executing them in defined time frames • Educated the Retailers about multiple products to help them develop their strategies • Consistently achieved sales growth and introduced Incentive Schemes for channel partners as strategic initiatives to boost sales Marketing: • Analyzing the latest marketing trends and tracking competitor’s activities, thus providing valuable inputs for fine tuning sales and marketing strategies • Analyzed results, prepared key presentations & recommendations, strategic trend reports to measure KPIs Business Development: • On-boarded new Retailers that helped in territory revenue growth by 26% • Team Management: Handled team of 12+ Direct Sales Executives for daily Sales & Market Operations • Increased sales in the Sub-urban and the urban belts of Gujarat and Punjab Zones in India. Leadership & People Management: • Managed Team (12+ people) in Show less
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Ghanner International Ltd
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Panama, Central America
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Project Manager
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Oct 2003 - Oct 2005
• Procurement and export of business products • Coordination with suppliers and buyers • Liaison and coordination with various government agencies and banks • Procurement and export of business products • Coordination with suppliers and buyers • Liaison and coordination with various government agencies and banks
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Durga Exports Limited
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Ghana West Africa
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Project Coordinator
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Jan 2000 - Sep 2003
• Procurement and export of business products • Coordination with suppliers and buyers • Liaison and coordination with various government agencies and banks • Procurement and export of business products • Coordination with suppliers and buyers • Liaison and coordination with various government agencies and banks
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Education
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1995 - 1997
Masters in Business Administration
Master's In Business Administration, Business Management, Marketing and Human Resource Management -
1992 - 1995
Kurukshetra University
Bachelor of Science (B.Sc.), Biology/Biological Sciences, General
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