Financial Controller

• Jul 2019 - Present

Office Manager

• Apr 2015 - Mar 2019

Plant Controller, Purchasing, Inventory Management Plant Controller, Purchasing, Inventory Management

Portfolio Manager - Mid Market

• Aug 2011 - Aug 2012

Conducted ongoing comprehensive credit analysis (e.g., financials, margin position, account operation, etc.) on the assigned portfolio of commercial accounts, assessing the overall financial health of the commercial entity, credit risk to the Bank and to decision and/or provide timely advice to the Commercial Account Managers for action to address where changes occurred. Have exposure to commercial lending in Canadian Banking with diverse portfolios consisting of Real Estate, Retailing, Doctors’ Clinics, Agriculture & Dairy Farms, Forex Traders, Automobile Dealerships etc. Show less

Managing Director

• Aug 2004 - Jul 2010

Corporate Finance and Management Consultant Customized financial solutions for corporate clients and structured financial arrangements, applying extensive loan-constructing experience; Analyzed and recommended project financing arrangements; Liaised with commercial banks and financial institutions on behalf of corporate clients for project financing, debt syndication and interest restructuring ; Appraised projects and prepared Information Memorandums outlining technical and commercial features of projects and evaluation of financing plan in terms of risk profile and its mitigation; Prepared detailed statements with various operational and financial parameters and prepared future financial projections through review of revenue streams, cost components, capacities, etc.; Developed evaluation criteria including the cost of funds, tenor of debt, structuring of instruments, tangible security etc.; Created extensive written documents including business development proposals and company information documents for equity marketing purposes. Prepared and monitored cash flow projections and financial budgets; conducted financial and cost-benefit analysis; Identified and managed risk exposure associated with different business strategies and opportunities, including HR, marketing, production capacities etc.; Assisted client companies in capital structuring; Conducted corporate due diligence and constructed financial models to facilitate valuation and economic analysis. Show less

Assistant General Manager

• May 1997 - Jul 2004

Project Financing, Lender of Long term and Short term Loans, Project Appraisals, Loan Disbursements, Loan Mortgage Documentation, Recovery Accounts, Monitoring & Fllow-up, Branch Manager, Distressed Assets Management - including Recourse to sale of mortgaged assets for recovering bad debts, MIS, Client Relationships, Organizing Developmental Workshops, Networking for New Business Development. Project Financing, Lender of Long term and Short term Loans, Project Appraisals, Loan Disbursements, Loan Mortgage Documentation, Recovery Accounts, Monitoring & Fllow-up, Branch Manager, Distressed Assets Management - including Recourse to sale of mortgaged assets for recovering bad debts, MIS, Client Relationships, Organizing Developmental Workshops, Networking for New Business Development.