Experience

First Women Bank

• Pakistan
• Banking
• 100 - 200 Employee

• Head of Centralized Operations

  • Apr 2021 - Present



Habib Metropolitan Bank (Subsidiary of AG Zurich)

• Pakistan
• Banking
• 700 & Above Employee

• Zonal Head (Centralize Operations )

  • Sep 2013 - Apr 2021

  Professional Experience: (Fifteen years of Banking Experience) HabibMetroBank Ltd Presently working in HabibMetro Bank as Zonal Head & Chief Manager(CPU) Centralized Account Opening from 18-09-13 to till date Responsibilities: Supervise and handle Centralized Account Opening Division, at Operation Dept, Head office. Monitoring all processor’s activity • Heading North Region Branches Zone for Centralize Operations which consist of 135 Branches • Ensure that zone maintain operational standards by complying with regulations, guidelines and procedures. • Ensure that all account documentation is in line with SBP regulations & internal policies to ensure NO audit comments from internal /external • Assume a spirited and confident approach in guiding staff • Final Review of Corporate Accounts Opening Form • Monitor productivity ,service standard and complaints • Responsible for smooth operation of three units (ATM,VISA Card &Pin Production Units for all branches) • Suggested and incorporated effective control in order to minimize risk and fraud Departmental Manager for BCP (Business Continuity Plan) Show less



Bank Islami Pakistan Ltd

• Pakistan

• Unit Head Centerlize Account Opening and Card Services

  • Sep 2008 - Sep 2013

  Responsibilities: Supervise and handle Centralized Account Opening Division, at Operation Dept ,Head office Leading a staff of 10 members. • Monitoring all processor’s activity at the time of scrutiny ,identify the discrepancies and rectify accordingly SBP Prudential Regulation and Internal Policy. • Processing of ATMs & PINs from initial input to final output. • Authorization of internal accounts opening in PIBAS/ IMAL system. • Monitoring all types of MIS’s of the Centralized Account Opening Division. • Authorization of Specimen signature cards in Signature Verification System all over Pakistan. • Daily monitor delivery status of Letter of Thanks from courier co. • Resolution of day to day Administrative matters of Department • Conduct Training Sections for newly Appointed CSOs (Account Opening) • Hiring of staff for department in line with HR Show less



Habib Bank AG Zurich

• Switzerland
• Banking
• 700 & Above Employee

• Officer Grade 1

  • Apr 2004 - Aug 2008

  Responsibilities: • Opening & Closing of Account (Individual & Corporate)under Prudential Regulation for account opening in Pak Rupees supervised by State Bank of Pakistan. • Prepare Customer Due Diligence of New and Existing Customers. • Compliance according to Bank Policies and under Guideline of SBP. • E-Banking includes issuance of ATM/Debit Cards. GSM and Web Banking. • Complete all forms accordingly Worked as Branch Compliance Officer: Responsibilities: • Provide effective training and support to branches. Management & Staff in all compliance matters. • Monitor the opening of account & subsequent transactions. • Examines the remittances ,pay orders ect to check for irregular or suspicious transactions. • Support the external & internal audit in compliance related issues. • Monitor all necessary documentations as necessitated by Swiss Due Diligence Operations Department: Responsibilities: I have worked in different areas of operation department like Deposit Section, local Remittances, Inward & Outward clearing. Credit Department: Responsibilities: • Prepare Proposals for Zonal Credit Committee • C.I.B of customers • Preparation of Limit Sanction Advise (L.S.A) • Yearly renewal of L.S.A • Record Keeping of Insurance Policies of customer • Inward/Outward credit report of borrowers Show less



Askari Bank

• Pakistan
• Banking
• 700 & Above Employee

• Branch Banking officer

  • Jan 2003 - Jan 2004

  • Opening & Closing of Accounts (Individual ) Corporate Department: I have worked in corporate department as Relationship officer for Bank’s Corporate Clients. Unilever ,PSO & Gul Ahmed Textile Mills. Internal Audit department Responsibilities:  Quarterly Audit of branches Regarding Account Opening.  Local Remittances  Service quality Standards (SQS) • Opening & Closing of Accounts (Individual ) Corporate Department: I have worked in corporate department as Relationship officer for Bank’s Corporate Clients. Unilever ,PSO & Gul Ahmed Textile Mills. Internal Audit department Responsibilities:  Quarterly Audit of branches Regarding Account Opening.  Local Remittances  Service quality Standards (SQS)