Online tutor, Distant learning institute

• Jul 2017 - Present

Head of Department, Credit risk and Clients Management

• Feb 2016 - Jan 2017

• Analyze and appraise credit requests from group and individuals in accordance with the approved policies and procedures to ensure minimal credit exposures. • Ensure strict adherence to credit related regulations(Single obligor limits, aggregates large exposures e.t.c) • Value addition to credit requests i.e identifying critical risk factors in the credit request and providing alternative routes to make it viable. • Timely review and approval/ rejection of credit requests. • Preparation and rendition all credit risk reports according to the regulatory provisions. • Provide information requested by regulatory and rating agencies. • Perform review for renewal and assessment of existing facilities performance. • Conduct training sessions on credit administration and appraisal techniques for subordinates to achieve business continuity. • Monitor the attainment of approved standards on credit portfolio management. • Prepare management credit committee minute and circulate to the committee members. • Create more market awareness of the business to the public for increased productivity and revenue. • Develop creative solutions for existing clients based by establishing their needs • Maintain a high quality customer relations and retention strategies. Show less

Head of Department, Credit Risk Management

• Jan 2015 - Feb 2016

• Analyze and appraise credit requests from group and individuals in accordance with the approved policies and procedures to ensure minimal credit exposures. • Ensure strict adherence to credit related regulations(Single obligor limits, aggregates large exposures e.t.c) • Value addition to credit requests i.e identifying critical risk factors in the credit request and providing alternative routes to make it viable. • Timely review and approval/ rejection of credit requests. • Preparation and rendition all credit risk reports according to the regulatory provisions. • Provide information requested by regulatory and rating agencies. • Perform review for renewal and assessment of existing facilities performance. • Conduct training sessions on credit administration and appraisal techniques for subordinates to achieve business continuity. • Monitor the attainment of approved standards on credit portfolio management. • Prepare management credit committee minute and circulate to the committee members. • Verify field situation as presented by the field officers Show less

Credit Risk Analyst

• Jan 2010 - Dec 2014

Appraise credit/ loan forms Book and credit qualified applicants account Disburse loans to qualified applicants Monitor and follow up on delinquent loans Prepare report on the income analysis on loan disbursed Prepare credit management committee minute Close monitoring of the bank’s P.A.R Prepare reports on the written off loans recovered. Reconcile customer’s accounts with dispute Appraise credit/ loan forms Book and credit qualified applicants account Disburse loans to qualified applicants Monitor and follow up on delinquent loans Prepare report on the income analysis on loan disbursed Prepare credit management committee minute Close monitoring of the bank’s P.A.R Prepare reports on the written off loans recovered. Reconcile customer’s accounts with dispute

Fund transfer and Account Reconciliation Officer

• Oct 2009 - Dec 2009

Handled the domestic operations in the bank.Reconcile customers account with disputes through their bank instrument and statement of accountReconcile General Ledgers with bank statements.Assists the customer service in opening of customers accountsCall over tellers transactions.Prepare weekly activity reports.

Marketing Officer

• Jul 2009 - Oct 2009

Advertise the banks products( deposit mobilization and risk asset creation).Give Financial advisory services to the bank's clients.Reconcile accounts in dispute with clients

Financial Planner

• Mar 2009 - Jun 2009

Advertise insurance products in line with the client’s needs Proffer advisory services to prospective and existing clients Render activity reports on weekly and monthly basis Timely update of possible policy changes and maturity Advertise insurance products in line with the client’s needs Proffer advisory services to prospective and existing clients Render activity reports on weekly and monthly basis Timely update of possible policy changes and maturity