Experience

Citizens National Bank of Texas

• United States
• Banking
• 1 - 100 Employee

• Vice President/Credit Analyst

  • Oct 2020 - Sep 2021



First Bank Texas

• United States
• Banking
• 1 - 100 Employee

• Vice President

  • Sep 2019 - Oct 2020

  Grapevine, Texas

• AVP, Special Project Manager

  • Nov 2015 - Oct 2020

  Grapevine, TX November 2015 to Present First Bank Texas, TX AVP Special Project Manager of lending & Special Assets • Assist Senior Management of the bank’s credit administration department, including the underwriting, loan review, analysis process, and all functions providing lending support, direction, credit information, and loan policies, procedures and processes to ensure the overall quality of the Bank's lending portfolio. • Work directly with various lending department managers… Show more November 2015 to Present First Bank Texas, TX AVP Special Project Manager of lending & Special Assets • Assist Senior Management of the bank’s credit administration department, including the underwriting, loan review, analysis process, and all functions providing lending support, direction, credit information, and loan policies, procedures and processes to ensure the overall quality of the Bank's lending portfolio. • Work directly with various lending department managers to facilitate the origination of new loans in addition to improving the Bank's loan portfolio quality. • Assists the Bank in meeting its overall business plan goals and maximizing loan profitability within capital risk limitations of the Bank. • Develops, implements, and monitors loan policies, procedures and practices that strategically support the Bank's risk objectives. • Performs direct supervisory duties of department staff, and coordinates staff for coverage in all related areas of the department. • Routinely train and provide career development opportunities for lending-focused personnel. • Actively manage participation portfolio, and participating bank network • Ensure loans are properly documented for covenant compliance as well as safety and soundness • Perform loss mitigation and recovery activities regarding delinquent or charged-off accounts in accordance with Bank and legal guidelines, including related state and federal regulations. • Accounts Payable Processes & Management • Manage complex Remote Deposit Capture client relationships • Maintains oversight of credit information, maintenance and administration, such as customer information and credit limit changes. • Solid partnership with all ancillary departments within the bank to include the Loan Administration, Loan Operations, CSI, Loan Review, Special Assets, Bank Credit Cards, and other departments within the bank

• Executive Administrative Assistant & Compliance Leader

  • Sep 2008 - Oct 2020

  Bedford, TX • Manage busy portfolios of vice presidents under minimal supervision • Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports • Communicate effectively and professional with internal departments including legal, compliance control, sales and underwriting to coordinate and appropriately document commercial loans • Correspond with external counsel and vendors to facilitate certain loan closings • Chosen by management to… Show more • Manage busy portfolios of vice presidents under minimal supervision • Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports • Communicate effectively and professional with internal departments including legal, compliance control, sales and underwriting to coordinate and appropriately document commercial loans • Correspond with external counsel and vendors to facilitate certain loan closings • Chosen by management to serve as an administrator in the document preparation systems • Actively participate in the integration of a new commercial banking system including attending meetings with upper management to present findings, issues and possible resolutions • Complete quality checks of loan packets, document deficiencies, and resolve exceptions • lien searches and lien filings; maintains current liens by filing continuations and terminations • When necessary, assists with reports and audits in the evaluation of loan operations performance. • Ensures loans and processes meet compliance standards. • Balance and maintain residential and commercial real estate construction loan file. • Build and maintain positive relations with all customers, potential customers and co-workers



ViewPoint Bank

• Personal Banker

  • Sep 2007 - May 2008

  Grand Prairie, Texas • Proactively meet with customers face to face and over the phone to discover their financial needs, provide product, and service recommendations. • Develop strategies to grow the client base and implement appropriate sales plans to target prospective customers. • Refer opportunities to business partners where appropriate. • Achieve personal production goals by expanding existing relationships and acquiring new relationships, utilizing effective calling techniques and leveraging bank… Show more • Proactively meet with customers face to face and over the phone to discover their financial needs, provide product, and service recommendations. • Develop strategies to grow the client base and implement appropriate sales plans to target prospective customers. • Refer opportunities to business partners where appropriate. • Achieve personal production goals by expanding existing relationships and acquiring new relationships, utilizing effective calling techniques and leveraging bank products and services. • Maintained a successful sales track in the retail-banking environment by providing outstanding customer service and exceptional knowledge of financial needs. • Opened deposit products and Certificate of Deposit. • Count cash on hand and prepare cash for shipment, and place coin orders for business customers. Show less



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Lead Teller

  • Nov 2005 - Sep 2007

  Mansfield, Texas