Experience

Independence Bank

• United States
• Banking
• 1 - 100 Employee

• Mortgage Loan Underwriter

  • Jun 2020 - Present

  Review loans and documents for accuracy and data integrity. Analyze and determine qualifying income and credit worthiness. Complete cash flow analysis for self employed borrowers. Maintain thorough understanding of investor guidelines. Review appraisal reports. Works with Loan Officers and Processors to obtain and clean conditions. Assists and training Processors and Closers.

• Mortgage Loan Processor/Closer

  • Oct 2017 - Present

  Resposnsibilies include reviewing and analyze loan documentation. Partners with internal and external parties to ensure a smooth process. Prepares closing documents.



U.S. Bank

• United States
• Legal Services
• 1 - 100 Employee

• Mortgage Loan Processor II

  • Mar 2012 - Oct 2017

  Owensboro, KY Provide optimal customer service to customers throughout the entire U.S. Experience in a wide variety of loan types from FHA, VA, USDA, Harp, Hasp and Coventional loans. Responsibilities include monitoring reports and utilizing them to maintain loan compliance, reviewing documentation provided by clients. Working with appraisal vendors, insurance agents, title companies and realtors to build professional relationships to better serve our mural clients' needs. Reveiwing income documents and… Show more Provide optimal customer service to customers throughout the entire U.S. Experience in a wide variety of loan types from FHA, VA, USDA, Harp, Hasp and Coventional loans. Responsibilities include monitoring reports and utilizing them to maintain loan compliance, reviewing documentation provided by clients. Working with appraisal vendors, insurance agents, title companies and realtors to build professional relationships to better serve our mural clients' needs. Reveiwing income documents and analyzing income eligibility. Contacting customers by phone and email to request and follow up on document requests as well as updating them and answering questions and concerns throughout the process. Show less



Fast Fuel dba Wholesale Petroleum

• Manager

  • Aug 2005 - Apr 2008

  Owensboro, KY Managed day to day operations of a busy convenience store and gas station. Responsibilities included, hiring, training, inventory, reports, cash handling, providing excellent customer service, orders and invoicing.