Alysia Brown
Senior Credit Analyst at LendingPoint- Claim this Profile
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Bio
Credentials
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Google Data Analytics Certificate
CourseraApr, 2022- Nov, 2024
Experience
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LendingPoint™
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United States
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Financial Services
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200 - 300 Employee
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Senior Credit Analyst
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Aug 2019 - Present
Underwrite consumer loan applications through an automated underwriting system, which includes approving and funding applications while following established policies and procedures. Analyze applicants’ financial status and verifies employment (or self-employment/retirement) using paystubs, bank statements, tax returns, and W-2 forms or 1099 forms to determine feasibility of granting loans to individuals and households. Examine documents and other information submitted for signs of high-risk or fraudulent activity. Communicate with applicants and sales staff to obtain additional information necessary for loan applications. Perform final quality control check of data to ensure that all required documents are on file, that the information on file is correct, and that loan terms are in compliance with respective state legal requirements. Show less
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CAN Capital
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United States
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Financial Services
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100 - 200 Employee
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Business Underwriting Specialist
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Jul 2015 - Jun 2018
Completed credit analysis for merchant cash advances and business loans for small and medium sized businesses. Accessed creditworthiness of potential customers with financial statements, credit reports, bank statements, and tax returns. Performed due diligence (including verifying that businesses exist, searching for incorporation documents, investigating accounts for signs of fraud, etc.) to decrease credit risk. Made approvals and declines on cash advance and loan applications based on the company’s credit and compliance policy. Trained new hires and existing employees on underwriting process for merchant cash advances and loan products. Show less
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Mercer University
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United States
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Higher Education
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700 & Above Employee
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Mathematics Tutor
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Mar 2015 - Jul 2015
Worked with undergraduate adult students on basic math skills, including Pre-Algebra, Algebra, Calculus, and Statistics. Collaborated with instructors to ensure that students understand class material for homework assignments, quizzes and tests. Worked with undergraduate adult students on basic math skills, including Pre-Algebra, Algebra, Calculus, and Statistics. Collaborated with instructors to ensure that students understand class material for homework assignments, quizzes and tests.
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Auburn University
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Auburn, AL
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Graduate Teaching Assistant
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Aug 2011 - May 2014
Graded exams, quizzes, and homework for Agribusiness classes. Supervised classes when the professor was absent. Tutored and assisted students with class material and assignments. Graded exams, quizzes, and homework for Agribusiness classes. Supervised classes when the professor was absent. Tutored and assisted students with class material and assignments.
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First South Farm Credit
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United States
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Financial Services
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1 - 100 Employee
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Credit Analyst Intern
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May 2013 - Aug 2013
Collaborated with various departments internally to resolve issues and manage borrowers’ accounts. Utilized credit reports, financial statements and related information to determine credit worthiness of clients using financial analysis. Prepared reports on the risk of potential new accounts and recommendations for management review. Maintained compliance with required internal controls and departmental procedures. Collaborated with various departments internally to resolve issues and manage borrowers’ accounts. Utilized credit reports, financial statements and related information to determine credit worthiness of clients using financial analysis. Prepared reports on the risk of potential new accounts and recommendations for management review. Maintained compliance with required internal controls and departmental procedures.
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Education
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Wesleyan College
Bachelor of Arts (B.A.), Economics