Experience

Netbank
• Philippines
• Financial Services
• 1 - 100 Employee
• Credit Officer

  • Feb 2023 - Present

Victor Consunji Development Corporation
• Philippines
• Real Estate
• 1 - 100 Employee
• Credit and Collection Associate

  • Sep 2022 - Feb 2023


Rural Bank of San rafael (bul.) Inc.

• Loan Officer

  • May 2018 - Sep 2022

   To solicit new loan accounts and cross selling of other bank products  Acts as Administrator of the Unit in the absence of Loan Manager.  Manage and monitor the sales contract receivable of the bank  Prepares credit risk rating for loan applications  Help on formulating new policy and amending existing loan operational policies of the bank  Responsible for implementing lending operations in accordance with the loan policies, practices and programs of the Bangko Sentral ng Pilipinas (BSP).  Reviews credit proposal and credit memorandum prepared by the Loan Assistant. Ensures completeness of required documents from the borrower prior to endorsement to Credit Investigation/Appraisal Unit.  Recommends loan package/granting of credit with the end view of maintaining a good loan account.  Maintains credit files for each account being supervised and ensures that all information contained in said files are current and complete at all times.  Monitors loan accounts such as maturity of the loan, pending for submission of documentary requirements, post dated checks, insurance and ensures that proper collection procedures and controls are undertaken.  Ensures completeness of documentary requirements prior to loan release.  Conducts actual collection on erring and stubborn client Show less



Rural Bank of San Rafael (bul.) Inc

• loan Assistant

  • Sep 2015 - May 2018

  - Responsible for soliciting loan accounts and marketing other bank products - Maintains credit files for each account being supervised and ensure that all information contained in the said file is current and complete - Responsible for addressing client’s inquiries, complaint, and request - Monitors loan accounts such as maturity of the loan, pending for submission of documentary requirements, post-dated checks, insurance and ensure that proper collection procedures and controls are undertaken - Responsible for processing and releasing of loans - Assists in the analysis of financial and credit position of the borrower - Prepares credit memorandum and loan proposals. - Monitor all loan payments and follow up payments from borrowers - conducts site and client visit when necessary - Conducts actual collection on erring and stubborn clients - Sends out reminders/collection, demand letters - Preparing documents needed on the filling of small claims account - Attends Small Claims Hearing - Prepare branch’s accounting reports for loans. - Maintains Statement of Accounts for past-due & litigation accounts - Prepare daily payment advice slip. Show less