Alina Bratucu
Head Of Cards Department at Idea::Bank Romania- Claim this Profile
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Bio
Experience
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Idea::Bank Romania
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Romania
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Banking
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100 - 200 Employee
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Head Of Cards Department
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Nov 2008 - Present
Responsibilities: - leading a department responsible for all operations related to card services, including administration, optimization and reconciliations - developing and proposing procedures to HQ for card-related activities in collaboration with Business, Risk, IT, Legal, Compliance and sales channels - monitoring the processing of card-related data and ensuring compliance with Mastercard rules and regulations, as well as NBR legislation - analyzing data and proposing solutions for process improvement, including investigating transactions for possible fraud - managing relationships with key partners, including the card provider, processor and network. - providing quarterly reports to NBR and Mastercard regarding card transactions Achievements: - successfully migrated credit cards to core banking, including writing technical specifications, testing scenarios and coordinating with IT and vendors to complete the project - designed and implemented a credit card installment plan without interest, including writing technical specifications and testing scenarios - launched contactless debit and credit cards, implemented transaction limits and tested internet banking functionality for cards - successfully migrated card portfolios to another entity, ensuring a seamless transition for cardholders and minimizing disruptions to their banking services Skills: - extensive experience in developing and improving banking products, specifically in the area of cards for retail and corporate customers - demonstrated ability to collaborate with multiple departments and stakeholders - strong analytical skills in analyzing data and proposing solutions for process improvement Show less
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Education
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Academia de Studii Economice din București
Bachelor's degree, Accounting and Finance