Experience

PAIR INVESTMENT COMPANY LIMITED

• Karāchi, Sindh, Pakistan

• Assistant Vice President - Credit & Risk Management Department

  • Oct 2022 - Present



Assirience Consulting

• Karāchi

• Consultant

  • Oct 2020 - Sep 2022

  Managing books of accounts for various clients in firm's clientele; To prepare and process the payments; To verify the payments made to clients; To prepare books of accounts of various clients; Assist in preparation and filing of monthly sales tax return. Managing books of accounts for various clients in firm's clientele; To prepare and process the payments; To verify the payments made to clients; To prepare books of accounts of various clients; Assist in preparation and filing of monthly sales tax return.



Orient Energy Systems Pvt. Ltd.

• Karachi

• Deputy Manager - Product Support (Parts)

  • Dec 2017 - Oct 2020

  Looking after spare parts department activities in terms of material supply contracts back to back, procurement, issuance, involving and after sale support to customers; Bridge between Suppliers & Customers; Proactively providing service operations to Sales Team & Customers; which includes Planning delivery timetables, placing orders to suppliers, following up orders, communicating delivery plans with customers, ensuring warehouse have enough stock and checking required documents. Ensuring adequate stock to fulfill customer requirement based on sales forecast & ABC classification method; Ensuring to move parts from Dubai to customer (before LC matures); Following-up for timely shipments & submission of shipping documents; Providing sales reports to management on weekly basis. Show less



Pak Oman Investment Company Ltd

• Pakistan
• Financial Services
• 1 - 100 Employee

• • Jan 2017 - Nov 2017

  Monitored Market and Liquidity Risks of the Bank and ensured implementation of the Board approved Market Risk policies and procedures. To work closely with Treasury for proper identification, measurement and management of Market Risk.Responsible for calculating VaR based on the internally developed model on historical simulation method on ALM positions.Interest rate risk management which includes Factor Sensitivity (PV01) analysis, Re-pricing Gap analysis for Assets and Liabilities for contractual and behavioral maturities.Establishing Internal Capital Adequacy Assessment Process (ICAAP) framework for the Bank to assess the capital requirement on a 3Y plan. The assessment includes the Pillar I and II risks to calculate the regulatory and internal CAR after incorporating stress scenario to assess the impact on future CAR ratio.Responsible for calculating Basel III liquidity and capital requirement calculations for Central Bank as part of QIS.Counterparty settlement limits monitoring, off-markets transaction, counterparty credit limits monitoring on daily basis.Responsible for preparing ALCO pack which includes contractual and behavioral gap analysis on re-pricing and liquidity, VaR results etc.Review Specific and General Market Risk Charge for the Bank on a quarterly basis; and Review proposals for interbank lines initiated by Treasury department and provide recommendation to the Head of Risk Management. Show less

• • Jan 2014 - Dec 2016

  Working on developing ICAAP framework which includes formulation of Pillar II capital methodology, stress testing framework etcResponsible for calculating Basel III liquidity and capital requirement calculations for Central Bank as part of QIS.Responsible for calculating Basel II regulatory reporting to the Central Bank. Also, responsible for the identification of Basel II gaps for credit, market and operational risk management.Review proposals for interbank lines initiated by Treasury department and provide recommendation to the Head of Risk Management.Developed Value-at-Risk (VAR) model for PIBs, T-Bills portfolio of the company based on the variance covariance approach. Duration Gap and Stress Testing Analysis to measure impact on equity from adverse interest rate movement Responsible for monitoring treasury and capital market activities on daily basis and informing treasury department for funding shortfalls and also prepared weekly reports on the treasury activities, re-pricing and Liquidity Gap reports. Show less

• • Nov 2007 - Dec 2013

  Monitoring of treasury and capital market activities on daily basis and informing treasury department for shortfalls and also report weekly on spread of lending and deposits on the treasury activities Preparation of Margin Financing report of lending against shares Preparation of revaluation of Government securities & equity portfolioMonitoring of external rating and market prices of TFCs / Sukuk and Funds on weekly basisPreparation of Basel II and Stress Testing report on quarterly basis Trusteeship FunctionTo handle functions related to Trusteeship of Term Finance Certificates and other Syndicate loans, including but not limited to, dissemination of information to investors, approval and preparation of No Objection Certificates on behalf of Trust, protect and handle trust-property for the benefit of one or more beneficiaries, in accordance with the terms of the trust agreement, carrying out legal formalities in case of winding up of transaction, reporting to Securities and Exchange Commission of Pakistan(SECP) on quarterly basis regarding the transactions, etc. Show less

• • Apr 2004 - Oct 2007

  Statutory Reports – SBP & other Regulatory Authorities (Weekly, Monthly & Quarterly basis). Maintain IPS record of Corporate Clients Settlement of money market and equity trading transactionsProfit/Markup/Amortization computationPreparation of daily equity mark to marketMaintain record of Coupon collections on PIB portfolio and Dividend on Shares and TFCs portfolio Liaison with Brokerage Houses



Internee

• Askari Leasing

  • Oct 2001 - Mar 2002

  Lease application processing Rental recovery position Maintained outstanding cheques record Bank reconciliation Lease application processing Rental recovery position Maintained outstanding cheques record Bank reconciliation