Experience

LGT Crestone Wealth Management Limited

• Australia
• Financial Services
• 200 - 300 Employee

• Credit Advisor

  • Sep 2022 - Present



Commonwealth Private Bank

• Sydney, New South Wales, Australia

• Lending Analyst

  • Jan 2022 - Jun 2022



Westpac Private Bank

• Sydney, New South Wales, Australia

• Senior Lending Analyst

  • Aug 2020 - Jan 2022

  • Carry out various personal transactions including: o Structuring consumer and business financing transactions o Non-standard borrowing transactions o Complex financial analysis involving Optimist Financial Analysis, cash-flow projections, maximum reasonable adversity cases (MRA case) o Periodic risk reviews o Sector policy lending transactions o Large property investment or mid-tier development transactions o Sensitive transactions e.g. tax schemes o Equities lending transactions o Use of TLA, Property Risk Assessment Models, RGS, Excel, Word etc Show less



ScotPac Business Finance

• Australia
• Financial Services
• 200 - 300 Employee

• Trade Finance-Client Relationship Manager

  • Nov 2016 - Aug 2020

  -Manager a portfolio of Import and Export business clients by providing solutions based services tailored to their business needs -Manage the Trade Client Relationship Officer and ensure that our clients service level expectations and team targets are exceeded -Assist with the maintenance of policy and procedure manuals -Liaison with debtor finance CRM’s and BDM’s to assist in structuring new Import Finance facilities and approval of transactions. -Checking and approval of transaction documents for drawdown on Trade Finance facilities. -Work with existing client base to minimise attrition and maximise new transaction opportunities. -Liaise with and assist in the education of Scottish Pacific BDMs and CRMs in order to identify and realise new business opportunities. -Completion of Import Finance Submissions for existing client base -Minimise or eliminate losses by monitoring financial standing of clients, risk and detecting and rectifying potential breaches of policy -Recommend, negotiate and document client facility changes -Review New Business Submissions and perform take-ons for new clients. -Completion of month end reporting -Demonstrate a proficient knowledge in Debtor Finance so as to effectively relate the utilisation of Trade Finance and how it can work in conjunction with Debtor Finance to deliver complete cash flow solutions for clients -Assisting in the training and continued development of staff in relation to Trade Finance Show less



NAB

• Australia
• Banking
• 700 & Above Employee

• Business Banking Manager

  • Jul 2015 - Nov 2016

  Key Responsibilities •Proactively managing medium to large size business clients primarily within property, manufacturing, wholesaling and distribution markets •Analysing performance indicators, statistics and strategies to help grow clients personal and business •Providing clients with relevant market and industry reports, news and information and ensuring quality customer service and satisfaction •Performing cash flow and balance sheet analysis and credit submissions of $1m-$10m •Providing various services that include consumer lending, business lending, FX, trade finance, transactional banking, asset finance, wealth management, insurance and interest rate risk management. •Maintaining quality customer service and satisfaction standards Show less



Westpac Private Bank

• Sydney, Australia

• Senior Lending Analyst

  • Dec 2011 - Jun 2015

  Key Responsibilities •Providing support to Private Bankers to promote achievement of their business goals to expand client partnerships which will contribute to shareholder value and ensure consistent excellence in service •Contributing to Private Banks’ mission of delivering outstanding Private Bank Client banking and investments experience in the Australian market •Establishing relationships with clients to ensure a seamless experience at each customer interaction •Proactively identifying customer needs and opportunities through the use of customer profiles, customer interactions and financial information •Proactively identifying and recommending opportunities to the Relationship Manager and other business partners •Completing credit analysis and interpretation of financial statements to determine serviceability and appropriate products for lending proposals •Structuring complex lending proposals and maintaining strong relationships with Credit Officers •Liaising with valuers, solicitors, clients and internal stakeholders to ensure preparation of the request is within the lending request deadline Show less



Commonwealth Bank

• Australia
• Financial Services
• 700 & Above Employee

• Corporate Banking Relationship Manager

  • Jan 2009 - Nov 2011

• Business Banking Manager

  • 2006 - 2009