Experience

FFB Bank

• United States
• Banking
• 1 - 100 Employee

• SBA Loan Underwriter

  • Sep 2023 - Present



Five Star Bank - California

• United States
• Banking
• 100 - 200 Employee

• SBA Loan Officer

  • Feb 2023 - Sep 2023

  - Help guide start up franchisees evaluate the full scope of their business and work together to establish a plan to efficiently fund the loan.- Currently managing $10MM in SBA loans in various stages of the credit approval process- Prepare detailed underwriting analysis and Credit Authorizations to present to management loancommittee regarding subject loans.- Obtain and compile applicants underwriting documents and corporate financial statements.- Review loan applications and perform initial credit evaluations for potential clients.- Manage draw requests on C&I loans based on the completion of the project.- Work closely with current and potential clients with the anticipation of developing a long-termrelationship.- Developed solutions to effectively communicate with potential clients and created templates to help borrower’s track equity injection. Show less

• Credit Analyst

  • Dec 2021 - Feb 2023

  - Conducted credit risk analysis to review borrowers credit worthiness.- Successfully reviewed and analyzed 120 Commercial Real Estate loans totaling $380MM.- Developed solutions to effectively and efficiently review complex commercial relationships.- Specialized in reviewing Commercial Real Estate and MHP/RV Park relationships. - Implemented successful communication strategies to promote greater efficiency throughout the credit review process.



California State University-Sacramento

• Higher Education
• 700 & Above Employee

• Economic Research Methods (Coursework)

  • Jun 2021 - Aug 2021

  • Gathered and managed data to conduct research regarding homeownership rates. • Developed and applied an economic model to observe and predict future economic behavior. • Used programs such as Excel and Stata to conduct statistical and quantitative analysis to observe data patterns. • Effectively developed solutions for analytical problems that occurred during research. • Gathered and managed data to conduct research regarding homeownership rates. • Developed and applied an economic model to observe and predict future economic behavior. • Used programs such as Excel and Stata to conduct statistical and quantitative analysis to observe data patterns. • Effectively developed solutions for analytical problems that occurred during research.



4th R School Age Child Care Program

• United States
• 1 - 100 Employee

• Recreational Leader

  • Jul 2015 - Aug 2017

  Provided educational assistance to students, prepared a tentative work schedule for fellow colleagues, and administered methods to better enhance students’ performance within a classroom setting. Provided educational assistance to students, prepared a tentative work schedule for fellow colleagues, and administered methods to better enhance students’ performance within a classroom setting.