Experience

Advancial Wholesale

• United States
• Financial Services
• 1 - 100 Employee

• Mortgage Account Executive

  • Dec 2019 - Present

  Advancial Mortgage is a subsidiary of Advancial Federal Credit Union based in Dallas, TX. We are a nationwide mortgage banking firm lending in all 50 states. While we're a direct seller/servicer with Fannie Mae, we also focus on Non Conforming and Jumbo Portfolio Loans, such as: • Lending in all 50 States with loans up to $5,000,000 (including cash out) • Non-warrantable Co-ops, Condotels, and Condos including smaller units with less than 500 square feet, studios, efficiencies, lofts, kitchenettes, etc. • Unique properties including unpermitted additions, manufactured outbuilding, multi-units, mixed use, deed restrictions and more • Up to 50% DTI for applicants with >$10,000 combined monthly income • Only 1 appraisal needed for ALL loan sizes • No or limited US credit score programs • Asset Depletion Program ( available even IF not of retirement age ) • Unlimited Cash-out with no seasoning • Gift of equity, reserves and down payment allowed ( Including investment properties ) • Excessive Acreage and Hobby Farms Allowed • Removal of departing residence from DTI with > 30% or more. Must be listed for sale prior to close. • 1 Year Self Employed program available • Boarder income allowed on a case by case basis including SFR OO purchases with occupied ADUs • Funding / Titling in LLC allowed for investment properties • Non-occupant Co-Borrower allowed on rate term refi, cash out refi, second homes, and purchases with true blended ratios • Work Related Visas, Treaty Visas, Student Visas, J-Visas, DACA, EAD / OPT extensions with work permits - no credit required For More Information Contact Me: Alex King IV National Account Executive 972-201-1622 aking@advancialmortgage.com Show less



King Financial Group, Inc.

• RMLO

  • Sep 2016 - Dec 2019

  My primary roll with King Financial Group was to help individuals obtain a mortgage via CONV, USDA, FHA or VA financing.Daily tasks consisted of:- Credit evaluation- Budget analysis - Income evaluation- Marketing- Product researchNMLS - 913174

• Marketing Specialist

  • May 2012 - Dec 2019

  My responsibilities include shooting as well as post editing of photo and video.