Experience

Sindicato Nacional dos Quadros e Técnicos Bancários

• Portugal
• Civic and Social Organizations
• 1 - 100 Employee

• Union delegate at SNQTB

  • May 2017 - Present

  Trade union delegate in the SNQTB of the North zone at Banco BPI Trade union delegate in the SNQTB of the North zone at Banco BPI



Banco BPI

• Banking
• 700 & Above Employee

• Commercial

  • Jul 2007 - May 2017

  From JUL07 to AGO08 I was the promoter of the Real Estate Partnerships in the Balconies network (Porto district and northern Aveiro district) From SET08 to DEZ10, I was a co-ordinator of the Housing Network Norte Region (all north of Torres Vedras), being responsible for about 35 Employees. Monitoring of both the network and the Real Estate Partners and External Promoters associated with this Network. From JAN11 to OUT11 I was the national coordinator of the Housing Stores Network, being responsible for about 65 Employees, maintaining the aforementioned monitoring. Since NOV11 I am a Partner Manager, accompanying Real Estate Partners, Automotive, External Developers and other protocols in conjunction with the branch network of the North Region (Viana, Braga, Porto and Aveiro district). During 3 years I also accumulated the sale of business insurance with Customers of the Branch Network.

• Trainer in real estate credit area

  • Sep 2003 - May 2007

  From SET03 to MAI07, I was part of the training area linked to real estate financing, preparing training and presentations to be given to the Bank's network (in the room and in the work places), visiting the same network (North, Center and Islands) And acting in the normalization of procedures and help-desk.

• Real Estate Credit Analyst

  • Sep 2000 - Aug 2003

  In SET00 I went through the credit department, coming from real estate channels, with the function of sub-credit coordinator and interlocutor with real estate agents working in the northern part of the country.

• Business Credit Analyst

  • May 2000 - Sep 2000

  In MAI00 I went to the area of medium-sized companies where I performed the credit analysis whose involvement presupposed the submission of specific reports to the Administration

• Head of real estate credit

  • Dec 1998 - Apr 2000

  I was in charge of credit in a specific commercial network support department (in-store) when this institution acquired this network.I followed the post-merger process, namely in the adaptation of specific internal procedures and correction of computer migration errors, being always responsible for the feedback of previous situations with the new institution.I have kept under my wing a team of 16 employees, with more extensive functions than in the past, since there has ceased to exist specific support in terms of organization, accounting and treasury.



Universo Banco Directo

• Credit Analist

  • 1996 - 1998

  I performed credit analyst functions, being responsible for product housing. I was admitted 6 months before the Bank's opening to the public, and the action in this phase was carried out by parameterization and testing of the computer system, preparation of specific system manuals, training in the system and the product of the network of employees, consultant regarding procedures to be adopted (Central, call-center and network), contacts with external entities involved. After opening I was responsible for the credit department, working with a team of 16 elements in the decision and monitoring of the credit, maintenance and control processes of the computer sub-system of loans, the institution's attorney. I proceeded to assist clients, as well as systematic training to the network of employees.



Banco Santander

• Argentina
• Banking
• 1 - 100 Employee

• Credit Analist

  • Apr 1994 - Sep 1996

  I worked as a risk technician in the area of companies, being attached to branches of a Regional Directorate. It is an integral part of the Credit Committee of that Zone, also presenting the operations in the Superior Credit Committees. I worked as a risk technician in the area of companies, being attached to branches of a Regional Directorate. It is an integral part of the Credit Committee of that Zone, also presenting the operations in the Superior Credit Committees.



Unidade Canais Imobiliários

• Credit Analist

  • 1992 - 1994

  Parabancaria linked to Banco Privado Nacional, which dealt with housing credit and consumer credit. Admission as Senior Financial Analyst, passing in NOV 93 to head of risk of the Port Delegation. Initial functions were linked to process analysis, presentation at credit meetings, and follow-up to writing. Subsequently, they underwent monitoring of the analyzes carried out, as well as credit follow-up, as well as ensuring the internal levels of service stipulated, having a credit autonomy up to a certain ceiling. I provided customer and real estate services, as well as training the network, both when traveling to the branches and when carrying out specific training. During the absence of 4 months of the Head of Delegation, I took up his functions on an interim basis (AGO 92 - DEC. 92). From December 1994 to March 1995, I was responsible for the Delegation, until its extinction in view of the centralization in Lisbon



Leasing Atlantico

• Canada
• Financial Services

• Commercial / Credit Analist

  • 1991 - 1992

  Parabancaria linked to a national public bank, being one of the largest national securities leasing companies. Admission as Junior Financial-Commercial Analyst, passing at the beginning of 1992 to have credit autonomy until a certain ceiling. The functions were linked to the analysis of processes, credit presentation and monitoring until acceptance of the Client. Establishment of commercial contacts with Customers / Suppliers, having some autonomy in the elaboration of the conditions to be practiced.



Solip

• Wholesale

• Financial assessor

  • 1991 - 1992

  Medium-sized private company importing and selling parts for the automotive sector. Admission as an Advisor to the Chief Financial Officer, performing duties in the area of treasury management, contact with banks, management charts, accounting closure of the financial year. Medium-sized private company importing and selling parts for the automotive sector. Admission as an Advisor to the Chief Financial Officer, performing duties in the area of treasury management, contact with banks, management charts, accounting closure of the financial year.



Empresa Nacional Uranio

• Account analist

  • 1990 - 1991

  Public company of the mining sector. Admission as "Trainee" being responsible for budgetary management; In addition to general accounting functions, as well as the preparation of cost reports for shares of the F.S.E. Company. Public company of the mining sector. Admission as "Trainee" being responsible for budgetary management; In addition to general accounting functions, as well as the preparation of cost reports for shares of the F.S.E. Company.