Experience

Autonomous Research

• United Kingdom
• Financial Services
• 1 - 100 Employee

• Assistant Vice President

  • Nov 2023 - Present



JM Financial Ltd

• India
• Financial Services
• 700 & Above Employee

• Assistant Vice President

  • Apr 2021 - Nov 2023

  • Sell-side Equity Analyst - BFSI sector • Detailed analysis about a company’s business model and its historical and expected financial performance involving: a) Excel modelling - annual / quarterly updation including forecasting and valuations, b) Meeting with company investor relations team to get a detailed understanding about the current and future business plan c) Assessment of business/ operating performance, understanding industry trends and outlook • Preparation and publishing of… Show more • Sell-side Equity Analyst - BFSI sector • Detailed analysis about a company’s business model and its historical and expected financial performance involving: a) Excel modelling - annual / quarterly updation including forecasting and valuations, b) Meeting with company investor relations team to get a detailed understanding about the current and future business plan c) Assessment of business/ operating performance, understanding industry trends and outlook • Preparation and publishing of detailed reports for covered companies and industry (company initiation, quarterly results update, sectoral thematic and event specific) • Client requests handling which includes discussions on reports and models, company performance and analysis, data research and collection and bespoke research • Companies tracked include leading public/private sector banks, SFBs and asset management companies

• Senior Analyst

  • Apr 2019 - Mar 2021

• Analyst

  • Sep 2018 - Mar 2019



ICRA

• Financial Services
• 500 - 600 Employee

• Analyst - Financial Sector Ratings

  • May 2016 - Aug 2018

  • Credit risk evaluation involving a) Active discussions with middle and top management of clients on finances and business plans, b) Financial analysis, c) Rigorous diligence of operations through branch visits and review of operations and d) Assessment of business/ operating performance, understanding industry trends and outlook • Preparation of comprehensive rating reports and presentation of the analysis and information to the rating committee to facilitate rating decisions • Timely… Show more • Credit risk evaluation involving a) Active discussions with middle and top management of clients on finances and business plans, b) Financial analysis, c) Rigorous diligence of operations through branch visits and review of operations and d) Assessment of business/ operating performance, understanding industry trends and outlook • Preparation of comprehensive rating reports and presentation of the analysis and information to the rating committee to facilitate rating decisions • Timely completion of deliverables, including publishing of detailed rating rationales and credit perspective reports • Engagements handled include leading banks, NBFCs and broking companies Show less • Credit risk evaluation involving a) Active discussions with middle and top management of clients on finances and business plans, b) Financial analysis, c) Rigorous diligence of operations through branch visits and review of operations and d) Assessment of business/ operating performance, understanding industry trends and outlook • Preparation of comprehensive rating reports and presentation of the analysis and information to the rating committee to facilitate rating decisions • Timely… Show more • Credit risk evaluation involving a) Active discussions with middle and top management of clients on finances and business plans, b) Financial analysis, c) Rigorous diligence of operations through branch visits and review of operations and d) Assessment of business/ operating performance, understanding industry trends and outlook • Preparation of comprehensive rating reports and presentation of the analysis and information to the rating committee to facilitate rating decisions • Timely completion of deliverables, including publishing of detailed rating rationales and credit perspective reports • Engagements handled include leading banks, NBFCs and broking companies Show less



L&T Finance

• India
• Financial Services
• 700 & Above Employee

• Intern - Credit and Risk Management

  • Apr 2015 - May 2015

  • Identified the gaps in existing Risk Management Framework in relation to Basel 3 guidelines and prepared a list of action points for the purpose of compliance • Identified the functions that Risk Department will be required to perform during Ind AS implementation • Conducted Stress Testing on the farm portfolio to analyze the impact of below normal rainfall on the NPA provisioning aspect of income statement • Identified the gaps in existing Risk Management Framework in relation to Basel 3 guidelines and prepared a list of action points for the purpose of compliance • Identified the functions that Risk Department will be required to perform during Ind AS implementation • Conducted Stress Testing on the farm portfolio to analyze the impact of below normal rainfall on the NPA provisioning aspect of income statement



R D Jain & Co.

• Mumbai

• Article Assistant

  • Aug 2011 - Jul 2014

  • Conducted Statutory, VAT and Tax Audit • Filed Income tax and VAT Returns • Handled correspondence received from IT department and prepared submissions against notices and intimations received • Conducted Statutory, VAT and Tax Audit • Filed Income tax and VAT Returns • Handled correspondence received from IT department and prepared submissions against notices and intimations received