Experience

Beyon Money

• Bahrain
• Financial Services
• 1 - 100 Employee

• Head of Remittance

  • Oct 2021 - Present



SADAD Electronic Payment System BSC

• Bahrain
• IT Services and IT Consulting
• 1 - 100 Employee

• Director & Head of Commercial - Products & Emerging Technologies

  • Sep 2020 - Oct 2021



UAE Exchange

• United Arab Emirates
• Financial Services
• 700 & Above Employee

• General Manager & Executive Director

  • Aug 2018 - Sep 2020

  As General Manager and Country Head with UAE Exchange, I am accountable for the following: ►Conceptualizing pragmatic sales plans and objectives across all business segments to grow business incrementally. ►Steering through market scenarios towards the achievement of competitive business targets with maximum profitability. ►Launching product segments and penetrating lucrative markets for the assigned product portfolio. ►Improving the organizational business performance level by identifying high potential verticals for profitable business. ►Responsible for setting sales driven targets, key performance indicators and budgetary standards for the assigned branch. ►Leading efforts that best address customer needs, while coordinating the involvement of all necessary company personnel. ►Leveraging innovation, marketing, business turnaround skills to profitably operate branches. Show less



AU SMALL FINANCE BANK

• India
• Banking
• 700 & Above Employee

• Deputy Vice President - Retail Branch Banking

  • Feb 2017 - Jul 2018

  With AU Bank., I served as a Deputy Vice President and have a proven track record of achieving various milestones throughout my career. Some of them are listed below: ►Developed, implemented and managed annual business plan objectives to ensure growth and profitability ►Established and maintained new markets and segments by fomenting partner relationships in relevant geographies ►Successfully set up 9 Retail Branches in first year, with complete manpower of 250 Bank employees. ►Achieved 575 Crores (5.75 Billion INR), and awarded as Pan India No 1 cluster in terms of Total Book & Target. ►Achieved 1.75 Cr (1.75 Million INR) of Insurance in first year of operations itself. Show less



HDFC Bank

• India
• Banking
• 700 & Above Employee

• Assistant Vice President - Retail Branch Banking

  • Apr 2014 - Feb 2017

  ► Comprehended retail buying behaviour to identify business opportunities, craft strategies and execute targeted initiatives.► Spearheaded a INR 275 Crore profit center .► Managed retail bank branch (3 Billion INR) as a profit center head and led a team of experienced staff members.► Assisted with Wealth management solutions for growth and profitability of HNW relationships of the Bank.► Led a team of 12 Acquisition managers & 100 BDR’S for premier Acquisition Business for the Branches.► Entrusted with the responsibility of achieving the Region & Branch Credit Cards targets for all branches of Central Delhi, South Delhi, Noida, Ghaziabad, UP (West) Circle. Show less

• Branch Head - Retail Branch Banking

  • Mar 2013 - Mar 2014

• Area Head- Payments Business - Credit Cards & Merchant Services

  • Oct 2012 - Mar 2013

• Head -Premier Banking Channel & Corporate Salary

  • Jan 2010 - Oct 2012

  ► Attained target of acquiring New to Bank HNI Customers through a team of 10 premium acquisition managers.► Led Corporate Salary Vertical for Punjab, Haryana & Himachal; to acquire new corporate for the bank.► Achieved 100% sales realization by monitoring the working of the sales team.

• Area Manager - Corporate Sales

  • Oct 2007 - Dec 2009

  ► Acquired new corporate for the bank and attained the Region & Branch Revenue and Profitability targets.► Engaged in preparing and generating MIS for tracking of sales team performance.► Maintained the product Mix and the Salary Credit Benchmark and managed Cost Measures & Productivity.

• Sales Manager - Corporate Sales

  • Jul 2006 - Sep 2007



Tata Tele Business Services

• India
• Telecommunications
• 700 & Above Employee

• Retail Operations & Process Roll Out

  • Dec 2004 - Jun 2006

  • Finalize all CIG Processes based on corporate guidelines and competition processes • Coordinating with channel partners to enhance sales and achieve revenue and collection norms. • Communicate the Processes & targets to Channel Partners. • Organizing promotional campaigns to create/enhance brand image &market credibility. • Retail expansion, implementation and operation • Organize service camps and promotional camps for Sales & Customer Services activities for each showroom Show less



ICICI Bank

• India
• Banking
• 700 & Above Employee

• Location Manager - Customer Acquistion and Retention Group

  • Apr 2003 - Dec 2004

   Responsible for setting up outbound call center and Lead fulfillment agency for cart (Customer acquisition and retention team) group in Punjab region.  Handled Credit Cards activity Through Outbound Call Center : Personal Loan On cards, Retention, Balance Transfer, Pre Approved Cards, Add On cards.  Handled all retail Liabilities Products through Phone Banking Team & direct sales team: New Acquisitions (NCA), ERV, Fixed Deposits and Current accounts  Achieving sales targets through alternate channel, promotional camps.  Responsible for ensuring operations process is put in place for all new locations/products launch Show less