Experience

Kalkınma Yatırım Bankası

• Türkiye
• Banking
• 200 - 300 Employee

• Asst. Vice President

  • Sep 2023 - Present

  Kredi İzleme ve Tahsilat Yönetici Yrd.// Loan Monitoring&Collection Asst. Vice President- Head of Loan Monitoring and Collecting Responsibilites; • Monitoring loan quality (analysis and comparison of customer and his guarantors’ credit history, financial status- consolidating information, reporting and delivering to bank’s structural divisions etc.) • Presenting analysis, findings, and recommendations to upper management, especially findings that involve client’s ability to… Show more Kredi İzleme ve Tahsilat Yönetici Yrd.// Loan Monitoring&Collection Asst. Vice President- Head of Loan Monitoring and Collecting Responsibilites; • Monitoring loan quality (analysis and comparison of customer and his guarantors’ credit history, financial status- consolidating information, reporting and delivering to bank’s structural divisions etc.) • Presenting analysis, findings, and recommendations to upper management, especially findings that involve client’s ability to repay • Analyze and follow up clients which are included in watch list category • Maintaining an effective Early Warning Reporting System of defining problematic customer and taking corrective action. • Liaising with the bank’s Legal Department to ensure timely action where default is identified.

• Senior Credit Risk Specialist

  • Feb 2022 - Sep 2023

• Credit Risk Specialist

  • May 2019 - Feb 2022



HSBC

• United Kingdom
• Financial Services
• 700 & Above Employee

• Credit Risk Specialist

  • Mar 2019 - May 2019

  Risk Departmanı Kurumsal ve Ticari Krediler İzleme Uzmanı // Risk Identification& Workout Specialist- Loan Management Unit HSBC TURKEY Responsibilites; • Management of Non-Performing Loans at pre-legal and legal stage and negotiation process regarding Wholesale credit portfolio to maximize the recovery. • Reporting daily and consolidated weekly updates about non NPL accounts (especially Large Corporates) past due loan details, restructuring requests and media research about… Show more Risk Departmanı Kurumsal ve Ticari Krediler İzleme Uzmanı // Risk Identification& Workout Specialist- Loan Management Unit HSBC TURKEY Responsibilites; • Management of Non-Performing Loans at pre-legal and legal stage and negotiation process regarding Wholesale credit portfolio to maximize the recovery. • Reporting daily and consolidated weekly updates about non NPL accounts (especially Large Corporates) past due loan details, restructuring requests and media research about pre-arranged bankruptcy (konkordato) news to Chief Risk Officer directly. • Recommending transactions, restructuring protocols and annual reviews of categorized clients those are assigned to myself. • Liaising with HBME Loan Management Unit Team in terms of management of problematic loans and possible LIC allocation • Accurate calculation and monitoring of IFRS 9 provisions for wholesale accounts. • Supporting team head in terms of relationship management with BRSA/Local/Global/External auditors and providing information regarding Credit & Risk processes and HBTR portfolio where needed.

• Credit Risk Assistant Specialist

  • Jul 2017 - Feb 2019