Experience

Ahli United Bank Egypt

• Egypt
• Banking
• 400 - 500 Employee

• Head of Compliance & AML & Governance of AUFC

  • Jan 2022 - Present

  Cairo, Egypt o Ensuring and verifying that all regulatory policies and procedures have been documented, implemented, and communicated. o Conducting and overseeing internal reviews or audits periodically to ensure that compliance procedures are followed o Conducting or directing the internal investigation of compliance issues o Informing, educating, and training employees on matters that are associated with regulations and industry practices o Evaluating business activities such as investments… Show more o Ensuring and verifying that all regulatory policies and procedures have been documented, implemented, and communicated. o Conducting and overseeing internal reviews or audits periodically to ensure that compliance procedures are followed o Conducting or directing the internal investigation of compliance issues o Informing, educating, and training employees on matters that are associated with regulations and industry practices o Evaluating business activities such as investments, to evaluate or assess compliance risk o Coming up with effective plans to manage a crisis or compliance violation o Staying up-to-date with internal standards and business goals o Working cooperatively with regulatory & external auditors when needed o Preparing appropriate compliance reports with regulatory agencies o Discussing arising compliance issues with the Top management or employees o ensuring that the compliance policy laid down by the organization is strictly followed and adhered to by all department members o ensuring that the messaging and the behavior of the organization reflect the rule and regulations of the company o making sure that the company and its employees comply with the regulations and internal policies. o designing compliance plans, guiding and educating the management and staff on compliance matters, updating knowledge on recent regulatory changes, and responding in case of government investigations. o identifying hidden risks that the organization may face and coming up with effective suggestions or recommendations to handle them. o Design and manage the Corporate Governance framework and strategy. o Suggestion of oversight Board-level and executive Committees Show less



Abu Dhabi Commercial Bank

• United Arab Emirates
• Banking
• 700 & Above Employee

• Compliance Assistant Manager (Financial Crime & Customers Rights Protections & Regulatory)

  • Mar 2021 - Present

  Egypt A. Financial Crime As a second valid reviewer : Analyzing and deciding whether to close the alerts on the SAS system for money laundering and terrorist financing, or to report them to the MLCU. Enter the suspicious cases on Go AML system. B. Implementation of all the functions listed below related to Customers Rights Protections & Regulatory.

• Compliance Assistant Manager

  • Sep 2020 - Feb 2021

  Egypt A. Customers Rights Protections Ensure that the bank prepares an action plan that includes the implementation of the instructions of the Central Bank of Egypt organized to protect customer rights. Follow up the implementation of the bank sectors to avoid any violation of the instructions. Follow up on customer complaints, especially those received from the Central Bank, and ensure that they are answered in a transparent manner. Review policy / forms and third party… Show more A. Customers Rights Protections Ensure that the bank prepares an action plan that includes the implementation of the instructions of the Central Bank of Egypt organized to protect customer rights. Follow up the implementation of the bank sectors to avoid any violation of the instructions. Follow up on customer complaints, especially those received from the Central Bank, and ensure that they are answered in a transparent manner. Review policy / forms and third party agreements once presented to the compliance division to ensure that they aligned with customers rights protection regulations. Identify the recurring deficiencies that have arisen from customer complaints and find solutions that ensure an attempt not to repeat them. Coordination with HR to ensure that bank employees receive training on protecting clients' rights. Manage the training program that prepared in coordination with the EBI to ensure that it covers Central Bank instructions related to Customers rights protections. B. Regulatory Developing a strong relation with CBE officials in order to facilitate the approvals and queries to support the Business in addition to developing a log to document all CBE verbal instructions/ approvals for further inquiries. Following up on the Regulatory approvals with regards to the new products and services. Accurate and timely replies to Business inquiries. Oversight on Regulatory requirements to ensure no breaches in any of the bank's operations. Circulate all the correspondence received from the regulator and ensure accurate follow-up is taking place to abide by the instructions. Reviewing all the Bank's SOPs, policies once presented to the compliance division to ensure that all regulatory requirements are covered.



Union National Bank Egypt

• Egypt
• Banking
• 100 - 200 Employee

• Compliance Assistant Manager ( Customers Rights Protections & Regulatory )

  • Feb 2020 - Aug 2020

  Egypt A. Customers Rights Protections Ensure that the bank prepares an action plan that includes the implementation of the instructions of the Central Bank of Egypt organized to protect customer rights. Follow up the implementation of the bank sectors to avoid any violation of the instructions. Follow up on customer complaints, especially those received from the Central Bank, and ensure that they are answered in a transparent manner. Review policy / forms and third party… Show more A. Customers Rights Protections Ensure that the bank prepares an action plan that includes the implementation of the instructions of the Central Bank of Egypt organized to protect customer rights. Follow up the implementation of the bank sectors to avoid any violation of the instructions. Follow up on customer complaints, especially those received from the Central Bank, and ensure that they are answered in a transparent manner. Review policy / forms and third party agreements once presented to the compliance division to ensure that they aligned with customers rights protection regulations. Identify the recurring deficiencies that have arisen from customer complaints and find solutions that ensure an attempt not to repeat them. Coordination with HR to ensure that bank employees receive training on protecting clients' rights. Manage the training program that prepared in coordination with the EBI to ensure that it covers Central Bank instructions related to Customers rights protections. B. Regulatory Developing a strong relation with CBE officials in order to facilitate the approvals and queries to support the Business in addition to developing a log to document all CBE verbal instructions/ approvals for further inquiries. Following up on the Regulatory approvals with regards to the new products and services. Accurate and timely replies to Business inquiries. Oversight on Regulatory requirements to ensure no breaches in any of the bank's operations. Circulate all the correspondence received from the regulator and ensure accurate follow-up is taking place to abide by the instructions. Reviewing all the Bank's SOPs, policies once presented to the compliance division to ensure that all regulatory requirements are covered. Giving advice, explanations and approvals required for different business sectors.

• Compliance Senior Officer

  • Jan 2018 - Feb 2020

  Egypt A. Compliance Financial Crime Customer Acceptance & classification processing. Sanctions Processing. UAT preparation and implementation of the AML Examination System (Safe watch) test to ensure that the program passes the specified standards in relation to Swift. Visit branches and training for all staff on programs to combat money laundering and terrorism Tool and new internal policies. Visit Branches and inspection of the files open customer accounts and… Show more A. Compliance Financial Crime Customer Acceptance & classification processing. Sanctions Processing. UAT preparation and implementation of the AML Examination System (Safe watch) test to ensure that the program passes the specified standards in relation to Swift. Visit branches and training for all staff on programs to combat money laundering and terrorism Tool and new internal policies. Visit Branches and inspection of the files open customer accounts and ensure that applications matched with rules and laws Receive and analyze suspicious transactions/ activities reports from the staff members. Take the necessary action in case of any suspicious transaction/ activity within the Limitations specified / to be specified and under the direct supervision of the head of compliance. Processing reports of suspicious transactions/ activities and pass them to the head of compliance. Execute tasks as requested by the head of compliance whether related to the AML/CFT program or to any other programs or issues. Responsible for increase & maintaining awareness within the branch staff members of money laundering and terrorism financing risks, issues, and the bank policies and procedures. B. Regulatory Developing a strong relation with CBE officials in order to facilitate the approvals and queries to support the Business in addition to developing a log to document all CBE verbal instructions/ approvals for further inquiries. Following up on the Regulatory approvals with regards to the new products and services. Accurate and timely replies to Business inquiries. Oversight on Regulatory requirements to ensure no breaches in any of the bank's operations. Circulate all the correspondence received from the regulator and ensure accurate follow-up is taking place to abide by the instructions. Reviewing all the Bank's SOPs, policies once presented to the compliance division to ensure that all regulatory requirements are covered.

• Compliance Officer

  • May 2015 - Dec 2017

  Egypt A. Compliance Financial Crime Receive and analyze suspicious transactions/ activities reports from the staff members. Take the necessary action in case of any suspicious transaction/ activity within the Limitations specified / to be specified and under the direct supervision of the head of compliance. Processing reports of suspicious transactions/ activities and pass them to the head of compliance. Execute tasks as requested by the head of compliance whether related… Show more A. Compliance Financial Crime Receive and analyze suspicious transactions/ activities reports from the staff members. Take the necessary action in case of any suspicious transaction/ activity within the Limitations specified / to be specified and under the direct supervision of the head of compliance. Processing reports of suspicious transactions/ activities and pass them to the head of compliance. Execute tasks as requested by the head of compliance whether related to the anti-money laundering and / or anti-terrorism financing program or to any other programs or issues. Responsible for increase & maintaining awareness within the branch staff members of money laundering and terrorism financing risks, issues, and the bank policies and procedures. B. Regulatory Developing a strong relation with CBE officials in order to facilitate the approvals and queries to support the Business in addition to developing a log to document all CBE verbal instructions/ approvals for further inquiries. Following up on the Regulatory approvals with regards to the new products and services. Accurate and timely replies to Business inquiries. Oversight on Regulatory requirements to ensure no breaches in any of the bank's operations. Circulate all the correspondence received from the regulator and ensure accurate follow-up is taking place to abide by the instructions. Reviewing all the Bank's SOPs, policies once presented to the compliance division to ensure that all regulatory requirements are covered

• Compliance Junior Office

  • Jun 2013 - Apr 2015

  Egypt A. Compliance Financial Crime Identify and collate potential breaches and violations. Identify, evaluate, and manage money laundering and terrorism financing risks through the execution of various testing and monitoring programs. Monitoring on daily basis the customer’s identification, verification and due diligence processes and implementation KYC. Responsible for monitoring on a day- to – day basis for all matters relating to anti- money laundering and terrorism… Show more A. Compliance Financial Crime Identify and collate potential breaches and violations. Identify, evaluate, and manage money laundering and terrorism financing risks through the execution of various testing and monitoring programs. Monitoring on daily basis the customer’s identification, verification and due diligence processes and implementation KYC. Responsible for monitoring on a day- to – day basis for all matters relating to anti- money laundering and terrorism financing. Monitor, and report Dept. Manager with anti-money laundering and terrorism financing policies, procedures applied in branch. Receive and analyze suspicious transactions/ activities reports from the staff members. B. Regulatory Developing a strong relation with CBE officials in order to facilitate the approvals and queries to support the Business in addition to developing a log to document all CBE verbal instructions/ approvals for further inquiries. Following up on the Regulatory approvals with regards to the new products and services.

• Administration - Asset Management Associate

  • Mar 2012 - Jun 2013

  Egypt Overseeing the assets of the bank. Follow-up of branches owned and leased. Follow-up for any issues or disputes with third parties with Legal Department. Responsible for administrative follow-up to all special procedures of the establishment of new branches and coordinated with the Department of engineering and security Management. preparing memos above shows the senior management of the adoption at the Head office. Preparing the initial copy of the contracting contracts with the… Show more Overseeing the assets of the bank. Follow-up of branches owned and leased. Follow-up for any issues or disputes with third parties with Legal Department. Responsible for administrative follow-up to all special procedures of the establishment of new branches and coordinated with the Department of engineering and security Management. preparing memos above shows the senior management of the adoption at the Head office. Preparing the initial copy of the contracting contracts with the outsourcing service providers that are contracted with by the Administrative Affairs and approving the contract with the Legal Department and coordinating with it in the event of any amendment to any item and then submitting it to the higher management to obtain the required signatures.