Experience

Tarsheed Energy Saving Solutions Co. LLC

• United Arab Emirates
• Renewable Energy Semiconductor Manufacturing
• 1 - 100 Employee

• VP Sales Division

  • Nov 2021 - Present

  Energy Saving Solutions Energy Saving Solutions


ADIB - Abu Dhabi Islamic Bank
• United Arab Emirates
• Banking
• 700 & Above Employee
• CIFE

  • Nov 2020 - Nov 2021

Mashreq Bank
• United Arab Emirates
• Banking
• 200 - 300 Employee
• Relationship Manager

  • May 2019 - Nov 2020


Al Hilal Bank

• Banking
• 1 - 100 Employee

• Credit Analyst

  • Mar 2011 - Apr 2019

  - To evaluate and analyze all product applications according to the guidelines of the Policy within the given time frame. - Ensure acceptable work quality with zero errors. - Proactively identify potential fraud in the application. - Very good knowledge in T24 , Intellect , ICCS . - Ensure all documentation is provided according to the policy. - Recommend decisions within approved delegated authorities. - Makes written credit recommendations based on the results of credit analysis. - Ensuring that credit proposals are reviewed with Due Diligence and taking decision in line with the bank's guidelines. - Responsible for ensuring that Fraud / Black listed cases are updated. - Ensured that the department met the required standards for SLA's and KPI efficiency. -Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. -Evaluate customer records and recommend payment plans based on earnings, payment history, Central Bank and Bank policy. -Complete loan applications, including credit analyses and summaries of loan requests, and submit it to Initiation credit Manager for final approval. -Review individual or commercial customer files to identify and select delinquent accounts for collection. -Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. - Making sure that all information and financial details as per customer request and make the call point of verification. CPV -Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans. Show less



Technical Touch Computer

• Sr. Accountant

  • Jan 2008 - Feb 2011

  •Maintains financial records for subsidiary companies by analyzing balance sheets and general ledger accounts. •Reconciles general and subsidiary bank accounts by gathering and balancing information. •Provides financial status information by preparing special reports; completing special projects. •Corrects errors by posting adjusting journal entries. •Secures financial information by completing database backups; keeping information confidential. •Maintains accounting controls by following policies and procedures; complying with federal, state, and local financial legal requirements. •Updates job knowledge by participating in educational opportunities; reading professional publications. •Accomplishes accounting and organization mission by completing related results as needed. Show less